Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • CF1 Director (AR) (since 16 Sep 2025)
    • CF30 Customer (since 16 Sep 2025)
    • SMF3 Executive Director (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 9 Dec 2025)
    • SMF16 Compliance Oversight (9 Dec 2019 to 9 Dec 2025)
    • Responsible for Insurance Distribution (1 Oct 2018 to 9 Dec 2025)
    • Responsibility for MCD Intermediation (21 Mar 2016 to 9 Dec 2025)
    • CF11 Money Laundering Reporting (21 Apr 2009 to 8 Dec 2019)
    • CF10 Compliance Oversight (21 Apr 2009 to 8 Dec 2019)
    • CF30 Customer (21 Apr 2009 to 8 Dec 2019)
    • CF8 Apportionment and Oversight (22 Dec 2008 to 31 Mar 2009)
    • CF1 Director (22 Dec 2008 to 8 Dec 2019)
    • Responsible for Insurance Mediation (22 Dec 2008 to 30 Sep 2018)
  • CARDAN (PFP) LTD

    FRN 1040272

    • Employed By (since 16 Sep 2025)
  • HBOS Investment Fund Managers Limited (no longer approved here)

    FRN 119223

    • CF21 Investment Adviser (24 Sep 2002 to 5 Jun 2003)

Recent activity

Updates to this individual's record on the FCA register.

No changes recorded yet.