Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
100 Union StreetAberdeenAberdeenshireAB10 1QRUNITED KINGDOM- Phone
- +441224428000
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Complaints Contact
100 Union StreetAberdeenAberdeenshireAB10 1QRUNITED KINGDOM- Phone
- +441224428000
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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Pension Transfer Advice
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Investment Advice (no pensions)
For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Arranges Investments
For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Buy-to-Let Start Date
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Buy-to-Let Status
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Credit Brokering
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Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Commercial, Eligible Counterparty, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Alan John Innes
IRN AJI01013
- CF21 Investment Adviser (1 Dec 2001 to 20 Aug 2002)
- CF4 Partner (1 Dec 2001 to 6 Aug 2007)
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Alison Lovie Young Henderson
IRN ALH01052
- 11. Pension transfer specialist
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- [FCA CF] Client dealing (since 5 Jan 2021)
- [FCA CF] Functions requiring qualifications (since 5 Jan 2021)
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Andrew William Mitchell
IRN AWM00042
- CF30 Customer (23 Feb 2011 to 18 Mar 2013)
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Angus Hewitt
IRN AXH00021
- CF21 Investment Adviser (6 Jan 2005 to 19 Oct 2005)
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Barbara Ann Manson
IRN BAM01042
- CF21 Investment Adviser (1 Dec 2001 to 20 Aug 2002)
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Blair James Argo Davidson
IRN BJD00033
- CF30 Customer (1 Nov 2007 to 26 Feb 2010)
- CF21 Investment Adviser (18 Aug 2005 to 31 Oct 2007)
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Callum George Evans
IRN CXE00032
- CF30 Customer (5 Nov 2007 to 19 Jun 2008)
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Calum Alexander Ewen
IRN CAE00010
- [FCA CF] Client dealing (9 Dec 2019 to 14 Jan 2021)
- [FCA CF] Functions requiring qualifications (9 Dec 2019 to 14 Jan 2021)
- CF30 Customer (12 Jan 2015 to 8 Dec 2019)
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David Senff
IRN DXS01412
- CF21 Investment Adviser (1 Dec 2001 to 26 Aug 2005)
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Fiona Helen Coady
IRN FXC00222
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
- [FCA CF] Functions requiring qualifications (since 5 Feb 2026)
- [FCA CF] Client dealing (since 5 Feb 2026)
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.