Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

John Holmes
IRN JXH01869
- CF4 Partner (AR) (31 Oct 2004 to 31 Dec 2009)
John Ian Cameron
IRN JIC00011
- CF4 Partner (AR) (19 Jul 2005 to 15 May 2012)
John James Coutts
IRN JXC00463
- Appointed representative dealing with clients for which they require qualification (24 Aug 2022 to 9 Apr 2024)
- CF1 Director (AR) (9 Aug 2022 to 26 Jul 2024)
John James West
IRN JJW00006
- CF1 Director (AR) (4 Nov 2010 to 29 Jun 2015)
John Johnstone
IRN JXJ01134
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Feb 2022)
- CF1 Director (AR) (15 Sep 2009 to 7 Nov 2025)
John Joseph Hall
IRN JJH00015
- CF30 Customer (1 Nov 2007 to 1 Feb 2008)
- CF21 Investment Adviser (17 Sep 2007 to 31 Oct 2007)
- CF22 Investment Adviser (Trainee) (15 May 2006 to 17 Sep 2007)
- CF1 Director (AR) (15 May 2006 to 1 Feb 2008)
John Joseph McNally
IRN JJM01224
- CF30 Customer (25 Nov 2010 to 31 Oct 2012)
John Julian Manning
IRN JJM01237
- CF1 Director (AR) (18 Jun 2012 to 31 Jul 2013)
- CF4 Partner (AR) (24 Jun 2008 to 10 Feb 2011)
John Karamouzis
IRN JXK00048
- CF30 Customer (21 May 2010 to 11 Jan 2011)
John Lawson McNeil
IRN JLM00026
- Appointed representative dealing with clients for which they require qualification (29 Sep 2020 to 6 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.