John James Coutts

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Advance Mortgage Funding Limited (no longer approved here)
FRN 305008
- Appointed representative dealing with clients for which they require qualification (15 Feb 2024 to 26 Apr 2024)
Personal Touch Financial Services Limited (no longer approved here)
FRN 187834
- Appointed representative dealing with clients for which they require qualification (24 Aug 2022 to 9 Apr 2024)
- CF1 Director (AR) (9 Aug 2022 to 26 Jul 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.