Lumin Wealth Limited

• Principal Place of Business

  Lumin Wealth

  2nd Floor

  4 Beaconsfield Road

  St. Albans

  Hertfordshire

  AL1 3RD

  UNITED KINGDOM

  Phone

  +441727893333

  Web

  https://www.luminwealth.co.uk

• Complaints Contact

  Lumin Wealth

  2nd Floor

  4 Beaconsfield Road

  St. Albans

  Hertfordshire

  AL1 3RD

  UNITED KINGDOM

  Phone

  +441727893333

• Buy-to-Let Mortgage Advice

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Arranges Asset Safekeeping

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation 'debt management plans' is defined as: 'a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders'

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Manages Your Portfolio

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alan Pereira

  IRN AXP01047

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 22 Oct 2024)
  • [FCA CF] Client dealing (since 22 Oct 2024)
• Alexander Pegg

  IRN AXP01046

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 22 Oct 2024)
  • [FCA CF] Client dealing (since 22 Oct 2024)
• Andreas Schaer

  IRN AXS00839

  • Director of firm who is not a certification employee or a SMF manager (17 May 2021 to 31 May 2024)
• Benjamin Robert William Mitson

  IRN BXM00378

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 19 May 2023)
  • [FCA CF] Client dealing (since 19 May 2023)
• Brian Philip Keane

  IRN BPK01011

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 5 Sep 2024)
  • [FCA CF] Client dealing (since 5 Sep 2024)
• Christina Louise Douglas

  IRN CXD01886

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 18 Feb 2026)
  • [FCA CF] Functions requiring qualifications (since 18 Feb 2026)
• Colin Mark Chamberlain

  IRN CMC01077

  • [FCA CF] Functions requiring qualifications (26 Mar 2021 to 1 Aug 2024)
  • Appointed representative dealing with clients for which they require qualification (26 Mar 2021 to 1 Aug 2024)
  • [FCA CF] Client dealing (26 Mar 2021 to 1 Aug 2024)
• Fiona Elizabeth Read

  IRN FER01007

  • [FCA CF] Functions requiring qualifications (21 Feb 2022 to 1 Aug 2024)
  • [FCA CF] Client dealing (21 Feb 2022 to 1 Aug 2024)
• Gary Mark Treen

  IRN GMT00007

  • [FCA CF] Client dealing (26 May 2022 to 5 Jun 2025)
  • [FCA CF] Functions requiring qualifications (26 May 2022 to 5 Jun 2025)
• George Williams

  IRN GXW08648

  • SMF3 Executive Director (since 11 Feb 2021)
  • CF1 Director (AR) (10 Sep 2021 to 13 Dec 2022)
  • SMF3 (AR) Executive Director function (10 Sep 2021 to 13 Dec 2022)

• Chamberlain Stean & West Ltd (no longer appointed)

  FRN 466922 · Appointed 9 Mar 2021 · Until 27 Mar 2023

No changes recorded yet.