Intelligent Financial Advisory Ltd

• Principal Place of Business

  9 Midland Court

  Central Park

  Lutterworth

  Leicestershire

  LE17 4PN

  UNITED KINGDOM

  Phone

  +441164260100

  Web

  https://www.i-fa.org.uk

• Complaints Contact

  9 Midland Court

  Central Park

  Lutterworth

  Leicestershire

  LE17 4PN

  UNITED KINGDOM

  Phone

  +441164260100

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Karl Johan Lindqvist

  IRN KXL00291

  • Director of firm who is not a certification employee or a SMF manager (since 22 Jan 2026)
• Kierten Darshan Singh Kooner

  IRN KXK00341

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 21 Jun 2024)
• Kiran Patel

  IRN KXP00124

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Mihir Dilip Shah

  IRN MDS00048

  • SMF16 Compliance Oversight (9 Dec 2019 to 7 Mar 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 7 Mar 2022)
  • SMF3 Executive Director (9 Dec 2019 to 28 Oct 2024)
  • [FCA CF] Client dealing (9 Dec 2019 to 31 Dec 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Dec 2023)
  • Responsible for Insurance Distribution (1 Oct 2018 to 7 Mar 2022)
  • Responsibility for MCD Intermediation (15 May 2018 to 7 Mar 2022)
  • CF30 Customer (13 Jul 2015 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (13 Jul 2015 to 8 Dec 2019)
  • CF10 Compliance Oversight (13 Jul 2015 to 8 Dec 2019)
  • Responsible for Insurance Mediation (13 Jul 2015 to 30 Sep 2018)
  • CF1 Director (13 Jul 2015 to 8 Dec 2019)
• Palvinder Kuner

  IRN PXK01294

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 19 Jan 2026)
  • [FCA CF] Functions requiring qualifications (since 19 Jan 2026)
• Philip Gardner

  IRN PXG00522

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 27 Nov 2025)
  • [FCA CF] Client dealing (since 27 Nov 2025)
• Ranminder Singh Dhillon

  IRN RSD01050

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Significant management (9 Dec 2019 to 13 Nov 2024)
  • CF1 Director (13 Jul 2015 to 8 Dec 2019)
  • CF30 Customer (13 Jul 2015 to 8 Dec 2019)
• Richard Charles Stuart

  IRN RCS00003

  • Responsible for Insurance Distribution (10 Feb 2022 to 29 Aug 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (10 Feb 2022 to 29 Aug 2025)
  • SMF3 Executive Director (10 Feb 2022 to 29 Aug 2025)
  • Responsibility for MCD Intermediation (10 Feb 2022 to 29 Aug 2025)
  • SMF16 Compliance Oversight (10 Feb 2022 to 29 Aug 2025)
• Sairas Bajaj

  IRN SXB01074

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 16 Aug 2024)
  • [FCA CF] Client dealing (since 16 Aug 2024)
• Sartaj Singh Dhanjal

  IRN SXD07669

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 25 Mar 2022)
  • CF30 Customer (26 Oct 2018 to 8 Dec 2019)

• Jasdeep Dhesi (no longer appointed)

  FRN 725306 · Appointed 12 Nov 2015 · Until 16 Nov 2015

No changes recorded yet.