Ingard Independent Financial Management LLP

• Principal Place of Business

  Brambledene House

  20 Blackberry Way

  Whitstable

  Kent

  CT5 3BS

  UNITED KINGDOM

  Phone

  +4401227276215

  Web

  https://www.ingardifm.co.uk

• Complaints Contact

  Brambledene House

  20 Blackberry Way

  Whitstable

  Kent

  CT5 3BS

  UNITED KINGDOM

  Phone

  +441227276215

• Buy-to-Let Mortgage Advice

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Bryan Timothy McAuliffe

  IRN BTM00007

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Client dealing (since 20 Jan 2021)
  • [FCA CF] Functions requiring qualifications (since 20 Jan 2021)
  • CF30 Customer (22 Feb 2010 to 8 Dec 2019)
• David Norman Ewing

  IRN DNE00008

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Client dealing (since 2 Nov 2024)
  • [FCA CF] Functions requiring qualifications (since 2 Nov 2024)
  • CF4 Partner (1 Mar 2007 to 24 Dec 2012)
• Ian Stephen Osang

  IRN ISO00001

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Manager of certification employee (since 20 Jan 2021)
  • [FCA CF] Client dealing (since 20 Jan 2021)
  • [FCA CF] Functions requiring qualifications (since 20 Jan 2021)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • SMF27 Partner (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 3 Jan 2018)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (1 Mar 2007 to 8 Dec 2019)
  • CF4 Partner (1 Mar 2007 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (1 Mar 2007 to 31 Mar 2009)
  • Responsible for Insurance Mediation (1 Mar 2007 to 30 Sep 2018)
  • CF10 Compliance Oversight (1 Mar 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Mar 2007 to 31 Oct 2007)
• Matthew John Larner

  IRN MJL01296

  • [FCA CF] Functions requiring qualifications (20 Jan 2021 to 2 Mar 2023)
  • [FCA CF] Client dealing (20 Jan 2021 to 2 Mar 2023)
• Matthew Robert Bell

  IRN MRB00045

  • CF30 Customer (30 Jan 2008 to 31 Oct 2010)
  • CF4 Partner (30 Aug 2007 to 31 Oct 2010)
• Murray David Peterman

  IRN MDP00011

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 18 Feb 2025)
  • [FCA CF] Functions requiring qualifications (since 18 Feb 2025)
• Norman Ralph Geldard

  IRN NRG00009

  • CF30 Customer (6 Feb 2009 to 24 Dec 2012)
• PATRICK JAMES VANDERHYDE

  IRN PJV00013

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 8 Dec 2023)
  • [FCA CF] Client dealing (since 8 Dec 2023)
• Robert Howard

  IRN RXH01516

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Client dealing (since 20 Jan 2021)
  • [FCA CF] Functions requiring qualifications (since 20 Jan 2021)
  • SMF27 Partner (since 9 Dec 2019)
  • CF30 Customer (2 Sep 2011 to 8 Dec 2019)
  • CF4 Partner (1 Mar 2007 to 8 Dec 2019)

No changes recorded yet.