INFORMED CHOICE LIMITED
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
Sundial House20 High StreetCranleighSurreyGU6 8AEUNITED KINGDOM- Phone
- +4401483274566
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Complaints Contact
Sundial House20 High StreetCranleighSurreyGU6 8AEUNITED KINGDOM- Phone
- +4401483274566
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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P2P Lending Advice
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
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Pension Transfer Advice
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Investment Advice (no pensions)
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Arranges Investments
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Debt Advice
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- · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".
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Investment Setup
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Score Services
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Nigel George Robert Bonynge
IRN NGB00014
- CF21 Investment Adviser (18 Nov 2004 to 17 Feb 2005)
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Philip Michael Sullivan
IRN PMS00007
- [FCA CF] Client dealing (9 Dec 2019 to 30 Nov 2024)
- [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Nov 2024)
- CF30 Customer (1 Nov 2007 to 8 Dec 2019)
- CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
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Philip William Wise
IRN PWW01037
- [FCA CF] Client dealing (9 Dec 2019 to 30 Apr 2021)
- SMF3 Executive Director (9 Dec 2019 to 30 Apr 2021)
- [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Apr 2021)
- CF1 Director (20 Nov 2018 to 8 Dec 2019)
- CF30 Customer (20 Nov 2018 to 8 Dec 2019)
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Robert Keith Starling
IRN RKS00016
- CF30 Customer (22 Oct 2012 to 7 Dec 2012)
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Robin Nicholas Clarke
IRN RNC00012
- CF21 Investment Adviser (1 Dec 2001 to 4 Jul 2002)
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Samuel Michael O'Connor
IRN SXO00285
- 9A. Advising on P2P agreements
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 11. Pension transfer specialist
- [FCA CF] Client dealing (since 23 Jun 2025)
- [FCA CF] Functions requiring qualifications (since 23 Jun 2025)
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Sandra Lowth
IRN SLL00004
- CF30 Customer (1 Nov 2007 to 30 Sep 2013)
- CF21 Investment Adviser (12 Aug 2003 to 31 Oct 2007)
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Sarah Jane Calvert
IRN SJA00031
- CF30 Customer (1 Nov 2007 to 17 Mar 2008)
- CF21 Investment Adviser (18 Nov 2005 to 31 Oct 2007)
- CF22 Investment Adviser (Trainee) (29 Aug 2005 to 18 Nov 2005)
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Shelley McCarthy
IRN SXM02008
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 9A. Advising on P2P agreements
- 11. Pension transfer specialist
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 7. Giving personal recommendations on long-term care insurance contracts
- [FCA CF] Client dealing (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
- CF1 Director (7 Jan 2016 to 8 Dec 2019)
- CF30 Customer (2 Oct 2013 to 8 Dec 2019)
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Simon Philip Hewitt
IRN SPH01174
- CF30 Customer (3 Mar 2010 to 29 Dec 2010)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Integral Financial Solutions Ltd (no longer appointed)
FRN 220343 · Appointed 4 Nov 2002 · Until 3 Sep 2007
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.