INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED

• Principal Place of Business

  Suite 2

  6 Union Road

  Chippenham

  SN15 1HW

  UNITED KINGDOM

  Phone

  +4401249588103

• Complaints Contact

  Suite 2

  6 Union Road

  Chippenham

  Wilts

  SN15 1HW

  UNITED KINGDOM

  Phone

  +441249650569

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits

• Debt Advice

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  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Basic Pension Advice

  For Retail (Investment), Stakeholder products

• Alan James Buck

  IRN AJB01424

  • CF30 Customer (23 Jun 2010 to 8 Dec 2019)
• Bartholomew James Kendall

  IRN BXK00256

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 3 Nov 2025)
  • [FCA CF] Functions requiring qualifications (since 3 Nov 2025)
• CHARLES HENRY HOMER

  IRN CXH13720

  • Appointed representative dealing with clients for which they require qualification (16 Nov 2021 to 1 Mar 2023)
  • [FCA CF] Client dealing (16 Nov 2021 to 17 Nov 2021)
• Claudia Louise Shaw

  IRN CLB00019

  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 30 Sep 2025)
  • [FCA CF] Functions requiring qualifications (since 30 Sep 2025)
• Costas Pavlou

  IRN CXP01405

  • 14. Managing investments
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • [FCA CF] Functions requiring qualifications (since 6 Oct 2025)
  • [FCA CF] Client dealing (since 6 Oct 2025)
• Edward James Benjamin Cole

  IRN EJC01122

  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 29 Sep 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 10 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
  • CF30 Customer (27 Jun 2016 to 29 Sep 2022)
• Finlay Howard Brown

  IRN FXB00088

  • [FCA CF] Client dealing (27 Aug 2021 to 28 Aug 2021)
  • Appointed representative dealing with clients for which they require qualification (27 Aug 2021 to 1 Mar 2023)
  • [FCA CF] Functions requiring qualifications (27 Aug 2021 to 1 Mar 2023)
• Julie Louisa Hill

  IRN JLH00051

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • CF30 Customer (5 Jul 2010 to 2 Jan 2013)
• Neil Dawson

  IRN NXD00001

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 18 Aug 2021)
  • [FCA CF] Functions requiring qualifications (since 18 Aug 2021)
• Philip Richard Owen Teague

  IRN PRT01055

  • [FCA CF] Significant management (9 Dec 2019 to 10 Dec 2019)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Mar 2023)
  • [FCA CF] Client dealing (9 Dec 2019 to 10 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Mar 2023)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 10 Dec 2019)
  • CF1 Director (AR) (13 Mar 2017 to 1 Mar 2023)
  • CF30 Customer (4 Nov 2016 to 1 Mar 2023)

• Cross Border Financial Planning Limited

  FRN 736360 · Appointed 11 Feb 2016

• Mortgage Servicing Company Ltd

  FRN 457695 · Appointed 7 Dec 2010

• Expat IFA (no longer appointed)

  FRN 752352 · Appointed 11 Jul 2016 · Until 2 Dec 2020

No changes recorded yet.