Hybrid Advice Central Limited

Date authorised
13 January 2016
Companies House
08168055
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    10 Lower James Street
    London
    W1F 9EL
    UNITED KINGDOM
    Phone
    +4402074601030
    Web
    https://www.hybridadvice.com

  • Complaints Contact

    10 Lower James Street
    London
    Westminster
    W1F 9EL
    UNITED KINGDOM
    Phone
    +4402074601030

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Melanie Kinshott

    IRN MXK00290

    • SMF16 Compliance Oversight (since 4 Sep 2025)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 4 Sep 2025)
    • SMF3 Executive Director (since 4 Sep 2025)
  • Michael Sherman

    IRN MDS01250

    • [FCA CF] Client dealing (20 Nov 2024 to 13 Jan 2025)
    • [FCA CF] Functions requiring qualifications (20 Nov 2024 to 13 Jan 2025)
    • CF30 Customer (12 Jul 2024 to 27 Jan 2025)
  • Paul Beckett

    IRN PAB00076

    • [FCA CF] Functions requiring qualifications (8 Oct 2020 to 13 Oct 2021)
  • Richard David Wheeler

    IRN RDW00019

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • [FCA CF] Client dealing (since 8 Oct 2020)
    • [FCA CF] Functions requiring qualifications (since 8 Oct 2020)
    • SMF3 Executive Director (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsibility for MCD Intermediation (since 9 Sep 2016)
    • CF1 Director (AR) (4 Jul 2024 to 12 Nov 2024)
    • SMF17 Money Laundering Reporting Officer (MLRO) (11 Jan 2022 to 23 May 2024)
    • SMF16 Compliance Oversight (9 Dec 2019 to 23 May 2024)
    • CF30 Customer (13 Jan 2016 to 8 Dec 2019)
    • CF11 Money Laundering Reporting (13 Jan 2016 to 20 Apr 2018)
    • CF10 Compliance Oversight (13 Jan 2016 to 8 Dec 2019)
    • Responsible for Insurance Mediation (13 Jan 2016 to 30 Sep 2018)
    • CF1 Director (13 Jan 2016 to 8 Dec 2019)
  • Roger James Milbourn

    IRN RJM01336

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 22 Apr 2025)
    • [FCA CF] Functions requiring qualifications (since 22 Apr 2025)
  • Stuart Camille Jenkinson

    IRN SXJ90627

    • SMF16 Compliance Oversight (30 Apr 2024 to 16 Jul 2025)
    • SMF17 Money Laundering Reporting Officer (MLRO) (30 Apr 2024 to 16 Jul 2025)
  • Thomas Fitzgerald-O'Connor

    IRN TGF01015

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 11 Sep 2024)
    • [FCA CF] Functions requiring qualifications (since 11 Sep 2024)
  • Tom Divall

    IRN TXD81899

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Functions requiring qualifications (since 20 Jan 2026)
    • [FCA CF] Client dealing (since 20 Jan 2026)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.