Hoyl Independent Advisers Ltd

Date authorised
1 April 2013
Companies House
05343956
Last scraped
2 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Upton House
    St Margarets Road
    Cromer
    Norfolk
    NR27 9DG
    UNITED KINGDOM
    Phone
    +4401263513016
    Web
    https://www.hoyl.co.uk

  • Complaints Contact

    PO Box 46
    Cromer
    Norfolk
    NR27 9WX
    UNITED KINGDOM
    Phone
    +4401263513016

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Negotiation

    Show 1 limitation
    • · This permission is limited to debt adjusting with no debt management activity

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with Commercial Mortgages, Buy To Let Mortgages, Bridging loans and Second Charge loans
    • · This permission is limited to debt counselling with no debt management activity

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Claims Lead Generation

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Jamie Adam Lee Gayton

    IRN JAG00023

    • Appointed representative dealing with clients for which they require qualification (15 Oct 2021 to 16 Oct 2021)
    • [FCA CF] Functions requiring qualifications (15 Oct 2021 to 16 Oct 2021)
    • [FCA CF] Client dealing (15 Oct 2021 to 16 Oct 2021)
  • Jaswinder Singh Sandhu

    IRN JXS01705

    • CF30 Customer (27 Apr 2009 to 25 Jun 2012)
  • Jeffrey Maurice Abrahams

    IRN JMA00052

    • CF30 Customer (13 Apr 2011 to 20 Dec 2012)
  • Jill Susan Delgado

    IRN JSD00021

    • CF30 Customer (1 Nov 2007 to 1 Dec 2009)
    • CF21 Investment Adviser (2 Feb 2007 to 31 Oct 2007)
    • CF24 Pension Transfer Specialist (2 Feb 2007 to 31 Oct 2007)
  • Joanne Elizabeth Highton

    IRN JEM01174

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 7. Giving personal recommendations on long-term care insurance contracts
    • CF30 Customer (since 13 Jan 2022)
    • Appointed representative dealing with clients for which they require qualification (since 5 Oct 2021)
    • [FCA CF] Client dealing (since 5 Oct 2021)
    • [FCA CF] Functions requiring qualifications (since 5 Oct 2021)
  • Joanne Thompson

    IRN JXT01364

    • [FCA CF] Manager of certification employee (since 23 Apr 2025)
  • John Carey Knighton

    IRN JCK01072

    • CF2 Non Executive Director (AR) (15 Jul 2009 to 7 Jun 2018)
  • John Edwards

    IRN JXE01510

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • CF30 Customer (16 Jan 2017 to 8 Dec 2019)
  • John Michael Victor Ramage

    IRN JMR01151

    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • SMF3 Executive Director (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsibility for MCD Intermediation (since 21 Mar 2016)
    • CF1 Director (AR) (since 10 Jan 2006)
    • CF11 Money Laundering Reporting (21 Oct 2005 to 8 Dec 2019)
    • CF10 Compliance Oversight (21 Oct 2005 to 8 Dec 2019)
    • Responsible for Insurance Mediation (21 Oct 2005 to 30 Sep 2018)
    • CF1 Director (21 Oct 2005 to 8 Dec 2019)
    • CF8 Apportionment and Oversight (21 Oct 2005 to 31 Mar 2009)
  • Jonathan Zimmermann

    IRN JXZ00101

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Functions requiring qualifications (since 16 Feb 2026)
    • [FCA CF] Client dealing (since 16 Feb 2026)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

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