Hoyl Independent Advisers Ltd

Date authorised
1 April 2013
Companies House
05343956
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Upton House
    St Margarets Road
    Cromer
    Norfolk
    NR27 9DG
    UNITED KINGDOM
    Phone
    +4401263513016
    Web
    https://www.hoyl.co.uk

  • Complaints Contact

    PO Box 46
    Cromer
    Norfolk
    NR27 9WX
    UNITED KINGDOM
    Phone
    +4401263513016

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Negotiation

    Show 1 limitation
    • · This permission is limited to debt adjusting with no debt management activity

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with Commercial Mortgages, Buy To Let Mortgages, Bridging loans and Second Charge loans
    • · This permission is limited to debt counselling with no debt management activity

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Claims Lead Generation

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Matthew John Hardy

    IRN MJH00180

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 21. Advising or arranging (bringing about) equity release transactions
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • CF30 Customer (29 Jan 2015 to 8 Dec 2019)
  • Matthew Paul Donovan

    IRN MXD14218

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • CF30 Customer (25 Apr 2019 to 8 Dec 2019)
  • Michael David Chandler

    IRN MDC00062

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • CF30 Customer (7 May 2019 to 8 Dec 2019)
  • Michael Keyth Edward Aleister Lee

    IRN MKL00003

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 21 Jul 2022)
    • CF30 Customer (since 17 May 2022)
    • [FCA CF] Client dealing (since 2 Feb 2021)
    • [FCA CF] Functions requiring qualifications (since 2 Feb 2021)
  • Neil Martin Dobson

    IRN NMD01020

    • CF30 Customer (29 Apr 2013 to 14 Feb 2014)
  • Nigel Paul Davies

    IRN NPD00008

    • [FCA CF] Client dealing (9 Dec 2019 to 1 Jul 2025)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Jul 2025)
    • CF30 Customer (1 Nov 2007 to 24 Dec 2009)
    • CF21 Investment Adviser (9 May 2007 to 31 Oct 2007)
  • Patrick James Murphy

    IRN PJM00110

    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 8 Dec 2022)
    • [FCA CF] Client dealing (9 Dec 2019 to 8 Dec 2022)
    • CF30 Customer (19 Jun 2014 to 8 Dec 2019)
  • Paul Anthony Everett

    IRN PAE00012

    • CF30 Customer (1 Nov 2007 to 11 Dec 2007)
    • CF21 Investment Adviser (23 May 2007 to 31 Oct 2007)
  • Paul Barnes

    IRN PXB01503

    • CF1 Director (AR) (15 May 2012 to 9 Dec 2021)
  • Paul Cheriton Wreford

    IRN PCW00020

    • 7. Giving personal recommendations on long-term care insurance contracts
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • SMF3 Executive Director (since 13 Sep 2024)
    • Responsibility for MCD Intermediation (since 13 Sep 2024)
    • Responsible for Insurance Distribution (since 13 Sep 2024)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Manager of certification employee (since 9 Dec 2019)
    • CF30 Customer (since 1 Nov 2007)
    • CF1 Director (AR) (since 1 Jun 2006)
    • CF21 Investment Adviser (21 Oct 2005 to 31 Oct 2007)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

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