Heard Hamilton Financial Planning Ltd

• Principal Place of Business

  52 High Street

  Selkirk

  Selkirkshire

  TD7 4DD

  UNITED KINGDOM

  Phone

  +441750725511

  Web

  https://heardhamilton.co.uk

• Complaints Contact

  52 High Street

  Selkirk

  Selkirkshire

  TD7 4DD

  UNITED KINGDOM

  Phone

  +441750725511

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• David Andrew Heard

  IRN DAH01175

  • [FCA CF] Functions requiring qualifications (19 Nov 2020 to 31 Mar 2026)
  • [FCA CF] Client dealing (19 Nov 2020 to 31 Mar 2026)
  • SMF3 Executive Director (9 Dec 2019 to 1 Apr 2026)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 1 Apr 2026)
  • CF30 Customer (1 Jun 2016 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (1 Jun 2016 to 8 Dec 2019)
  • CF1 Director (1 Jun 2016 to 8 Dec 2019)
• Iain McCrae Mackay

  IRN IMM00012

  • CF30 Customer (1 Jun 2016 to 6 Dec 2017)
• Julia Kathleen Laverty

  IRN JKC00017

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 22 Apr 2026)
  • [FCA CF] Manager of certification employee (since 19 Nov 2020)
  • [FCA CF] Functions requiring qualifications (since 19 Nov 2020)
  • [FCA CF] Client dealing (since 19 Nov 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 1 Jun 2016)
  • Responsible for Insurance Mediation (1 Jun 2016 to 30 Sep 2018)
  • CF30 Customer (1 Jun 2016 to 8 Dec 2019)
  • CF10 Compliance Oversight (1 Jun 2016 to 8 Dec 2019)
  • CF1 Director (1 Jun 2016 to 8 Dec 2019)
• Kay Anne McCluskey

  IRN KXM00478

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 29 Jun 2022)
• Stuart Rogan

  IRN SXR00044

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 19 Nov 2020)
  • [FCA CF] Client dealing (since 19 Nov 2020)
  • CF30 Customer (1 Jun 2016 to 8 Dec 2019)

No changes recorded yet.