HCR Independent Financial Advisers Limited

• Principal Place of Business

  H C R Independent Financial Advisors Ltd

  Foremost House

  Radford Way

  Billericay

  Essex

  CM12 0BT

  UNITED KINGDOM

  Phone

  +441277824744

  Web

  https://hcrifa.co.uk

• Complaints Contact

  2 Crown Buildings

  The Green

  London

  E4 7EX

  UNITED KINGDOM

  Phone

  +4402085248521

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

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  • · Firm is permitted to carry on this activity in relation to first charge mortgages only

• Authorised to Operate

  For Professional, Retail (Investment)

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

  Show 1 limitation Hide limitations

  • · Firm is permitted to carry on this activity in relation to first charge mortgages only

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alan Robinson

  IRN AJR00068

  • [FCA CF] Client dealing (19 Jul 2021 to 24 Aug 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 24 Aug 2023)
  • Responsible for Insurance Mediation (23 Mar 2010 to 3 Apr 2018)
  • CF11 Money Laundering Reporting (18 Mar 2010 to 3 Apr 2018)
  • CF10 Compliance Oversight (18 Mar 2010 to 3 Apr 2018)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (3 Sep 2002 to 31 Oct 2007)
  • CF1 Director (3 Sep 2002 to 3 Apr 2018)
• Andrew John Costin

  IRN AJC00094

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 19 Jul 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Jul 2013 to 8 Dec 2019)
  • CF21 Investment Adviser (3 Sep 2002 to 30 Dec 2005)
• Andrew William Copland

  IRN AWC00017

  • CF21 Investment Adviser (3 Sep 2002 to 23 Dec 2003)
• Bernard John Gilley

  IRN BJG00016

  • CF30 Customer (1 Nov 2007 to 18 May 2009)
  • CF21 Investment Adviser (27 Dec 2006 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (26 Jul 2006 to 27 Dec 2006)
• Brian Healey

  IRN BXH00067

  • CF21 Investment Adviser (3 Sep 2002 to 31 Dec 2003)
• Daniel David Potgieter

  IRN DXD00237

  • SMF3 Executive Director (since 26 Mar 2026)
• Douglas George Walker

  IRN DGW00022

  • Responsibility for MCD Intermediation (26 Feb 2024 to 2 Feb 2026)
  • SMF16 Compliance Oversight (9 Dec 2019 to 2 Feb 2026)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 2 Feb 2026)
  • SMF3 Executive Director (9 Dec 2019 to 2 Feb 2026)
  • Responsible for Insurance Distribution (1 Oct 2018 to 2 Feb 2026)
  • CF10 Compliance Oversight (19 Apr 2018 to 8 Dec 2019)
  • Responsible for Insurance Mediation (19 Apr 2018 to 30 Sep 2018)
  • CF1 Director (19 Apr 2018 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (19 Apr 2018 to 8 Dec 2019)
• Graham Charles Cooper

  IRN GCC00014

  • CF30 Customer (1 Nov 2007 to 31 Jul 2011)
  • CF21 Investment Adviser (3 Sep 2002 to 31 Oct 2007)
• Ian Scott Lawson

  IRN ISL00004

  • CF30 Customer (1 Nov 2007 to 31 Dec 2012)
  • CF21 Investment Adviser (3 Sep 2002 to 31 Oct 2007)
• Ivan Harvey Cox

  IRN IHC00004

  • CF30 Customer (27 Feb 2008 to 30 Dec 2008)

No changes recorded yet.