HCR Independent Financial Advisers Limited

• Principal Place of Business

  H C R Independent Financial Advisors Ltd

  Foremost House

  Radford Way

  Billericay

  Essex

  CM12 0BT

  UNITED KINGDOM

  Phone

  +441277824744

  Web

  https://hcrifa.co.uk

• Complaints Contact

  2 Crown Buildings

  The Green

  London

  E4 7EX

  UNITED KINGDOM

  Phone

  +4402085248521

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

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  • · Firm is permitted to carry on this activity in relation to first charge mortgages only

• Authorised to Operate

  For Professional, Retail (Investment)

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

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  • · Firm is permitted to carry on this activity in relation to first charge mortgages only

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Karen Elizabeth Lawson

  IRN KEO00006

  • CF21 Investment Adviser (3 Sep 2002 to 18 Oct 2006)
• Karyn Vogel

  IRN KXV07737

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 19 Jul 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (9 Sep 2019 to 8 Dec 2019)
• Keith Roney

  IRN KSR00008

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 19 Jul 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (3 Sep 2002 to 31 Oct 2007)
• Kevin James Bowen

  IRN KJB00010

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 19 Jul 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (8 Dec 2004 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (24 May 2004 to 8 Dec 2004)
• Paul Goodman

  IRN PXG00086

  • CF21 Investment Adviser (3 Sep 2002 to 14 Dec 2004)
• Paul John Murphy

  IRN PJM00102

  • CF30 Customer (1 Nov 2007 to 18 Mar 2010)
  • CF11 Money Laundering Reporting (5 Apr 2006 to 18 Mar 2010)
  • Responsible for Insurance Mediation (14 Jan 2005 to 18 Mar 2010)
  • CF8 Apportionment and Oversight (3 Sep 2002 to 31 Mar 2009)
  • CF21 Investment Adviser (3 Sep 2002 to 31 Oct 2007)
  • CF1 Director (3 Sep 2002 to 18 Mar 2010)
  • CF10 Compliance Oversight (3 Sep 2002 to 18 Mar 2010)
• Phillip Anthony Reading

  IRN PXR00113

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2024)
• Richard Alexander Challis

  IRN RXA00257

  • SMF3 Executive Director (since 26 Mar 2026)
• Stephen Piacenti

  IRN SLP00009

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF16 Compliance Oversight (since 16 Jan 2026)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 16 Jan 2026)
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2024)
  • [FCA CF] Client dealing (since 1 Apr 2024)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF1 Chief Executive (since 9 Dec 2019)
  • CF3 Chief Executive (17 Apr 2018 to 8 Dec 2019)
  • CF1 Director (17 Apr 2018 to 8 Dec 2019)

No changes recorded yet.