Harbour Financial LLP

• Principal Place of Business

  Harbour Financial

  Quay House

  Battlesbridge Harbour

  Wickford

  Essex

  SS11 8TD

  UNITED KINGDOM

  Phone

  +441268562502

  Web

  https://www.harbourfinancial.co.uk

• Complaints Contact

  Harbour Financial

  Quay House

  Battlesbridge Harbour

  Wickford

  Essex

  SS11 8TD

  UNITED KINGDOM

  Phone

  +441268562502

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

  Show 1 limitation Hide limitations

  • · This permission is limited to credit broking as a supplier of goods or services (other than a domestic premises supplier) carried on for the purposes of, or in connection with, the sale of goods or supply of services by the firm to a customer (who need not be the borrower under the credit agreement or the hirer under the consumer hire agreement) and, unless the firm is a not-for profit body, under which the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · This permission is limited to not carrying out credit repair services

• David Ivon Styles

  IRN DIS00006

  • SMF16 Compliance Oversight (9 Dec 2019 to 31 Jul 2021)
  • SMF27 Partner (9 Dec 2019 to 31 Jul 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Jul 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 31 Jul 2021)
  • Responsible for Insurance Distribution (1 Oct 2018 to 31 Jul 2021)
  • Responsible for Insurance Mediation (8 Jun 2016 to 30 Sep 2018)
  • CF10 Compliance Oversight (7 Jun 2016 to 8 Dec 2019)
  • CF4 Partner (7 Nov 2014 to 8 Dec 2019)
  • CF30 Customer (7 Nov 2014 to 8 Dec 2019)
• Elliott Daniel Cone

  IRN EDC01019

  • CF30 Customer (20 Apr 2017 to 8 Dec 2019)
• Peter Anthony Stone

  IRN PXS00140

  • Responsibility for MCD Intermediation (21 Mar 2016 to 18 May 2016)
  • Responsible for Insurance Mediation (7 Nov 2014 to 18 May 2016)
  • CF4 Partner (7 Nov 2014 to 1 Jun 2016)
  • CF30 Customer (7 Nov 2014 to 1 Jun 2016)
  • CF10 Compliance Oversight (7 Nov 2014 to 18 May 2016)
• Robert Henry Dullage

  IRN RHD00005

  • 21. Advising or arranging (bringing about) equity release transactions
  • 9A. Advising on P2P agreements
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • SMF27 Partner (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Responsibility for MCD Intermediation (since 31 May 2016)
  • CF11 Money Laundering Reporting (7 Nov 2014 to 8 Dec 2019)
  • CF4 Partner (7 Nov 2014 to 8 Dec 2019)
  • CF30 Customer (7 Nov 2014 to 8 Dec 2019)
• Sammy-Jo Gillies

  IRN SXG00730

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 5 Sep 2023)
  • [FCA CF] Client dealing (since 5 Sep 2023)
• Sarah - Jayne Williams

  IRN SJS01388

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 9A. Advising on P2P agreements
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • Responsible for Insurance Distribution (since 29 Nov 2021)
  • SMF16 Compliance Oversight (since 29 Nov 2021)
  • SMF27 Partner (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF4 Partner (8 Dec 2016 to 8 Dec 2019)
  • CF30 Customer (7 Nov 2014 to 8 Dec 2019)

No changes recorded yet.