Fortic Financial Services Ltd

• Principal Place of Business

  Unit 1A

  Tremellyn Road

  Mitchell

  Newquay

  Cornwall

  TR8 5FZ

  UNITED KINGDOM

  Phone

  +4401872571868

• Complaints Contact

  Unit 1A

  Tremellyn Road

  Mitchell

  Newquay

  Cornwall

  TR8 5FZ

  UNITED KINGDOM

  Phone

  +4401872571868

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• ASHLEY ERNEST MILLER

  IRN AXM00771

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • Responsibility for MCD Intermediation (since 1 Nov 2025)
  • SMF3 Executive Director (since 1 Nov 2025)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Andrew Johnson

  IRN AXJ87320

  • [FCA CF] Client dealing (6 Jul 2020 to 1 Mar 2025)
  • [FCA CF] Functions requiring qualifications (6 Jul 2020 to 1 Mar 2025)
• Barry Alan Redrup

  IRN BAR00012

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 2 Nov 2023)
• Benjamin Tofts

  IRN BXT00269

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• CHRISTOPHER JOHN ANDREETTI

  IRN CXA00143

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Catherine Jane Bax

  IRN CXL00374

  • [FCA CF] Functions requiring qualifications (30 Jun 2023 to 29 Aug 2025)
• Christine Jane Kingdon

  IRN CXK00107

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 22 Nov 2024)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (15 Sep 2025 to 10 Nov 2025)
  • SMF3 Executive Director (15 Sep 2025 to 10 Nov 2025)
• Christopher John Hart

  IRN CJH01288

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 2 Apr 2026)
• Darren Patrick King

  IRN DXK00178

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 22 Jan 2026)
  • SMF3 Executive Director (since 5 Nov 2025)
  • [FCA CF] Functions requiring qualifications (since 6 Sep 2021)
• David John Bartleet

  IRN DJB00134

  • [FCA CF] Client dealing (9 Dec 2019 to 25 Sep 2025)
  • SMF3 Executive Director (9 Dec 2019 to 30 Jun 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 25 Sep 2025)
  • CF30 Customer (2 Jan 2008 to 8 Dec 2019)
  • CF1 Director (2 Jan 2008 to 8 Dec 2019)

No changes recorded yet.