Essex Financial Management Limited

Date authorised
1 April 2013
Companies House
02570025
Last scraped
3 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Ground Floor
    8 Beaumont Gate
    Shenley Hill
    Radlett
    Hertfordshire
    WD7 7AR
    UNITED KINGDOM
    Phone
    +4401702482284
    Web
    https://www.efmgroup.co.uk

  • Complaints Contact

    Ground Floor
    8 Beaumont Gate
    Shenley Hill
    Radlett
    Hertfordshire
    WD7 7AR
    UNITED KINGDOM
    Phone
    +4401702482284

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders"

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Score Services

    Show 1 limitation
    • · "Not permitted to carry out credit repair services"

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Christopher George Troughton

    IRN CGT01024

    • CF4 Partner (AR) (5 Oct 2005 to 2 Dec 2011)
  • Geraint William Morris

    IRN GXM00642

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 8 Apr 2024)
    • [FCA CF] Functions requiring qualifications (since 8 Apr 2024)
  • Graham Laurence Berg

    IRN GLB00001

    • SMF3 Executive Director (9 Dec 2019 to 29 Apr 2022)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 29 Apr 2022)
    • SMF16 Compliance Oversight (9 Dec 2019 to 29 Apr 2022)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 May 2022)
    • [FCA CF] Manager of certification employee (9 Dec 2019 to 9 May 2022)
    • [FCA CF] Client dealing (9 Dec 2019 to 9 May 2022)
    • Responsibility for MCD Intermediation (21 Mar 2016 to 29 Apr 2022)
    • CF4 Partner (AR) (2 Jul 2010 to 4 Dec 2019)
    • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
    • CF1 Director (AR) (14 Jan 2005 to 31 Dec 2020)
    • CF8 Apportionment and Oversight (1 Dec 2001 to 31 Mar 2009)
    • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
    • CF11 Money Laundering Reporting (1 Dec 2001 to 8 Dec 2019)
    • CF10 Compliance Oversight (1 Dec 2001 to 8 Dec 2019)
    • CF1 Director (1 Dec 2001 to 8 Dec 2019)
  • Kevin Marc Simmonds

    IRN KMS01070

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • SMF3 Executive Director (since 21 Apr 2022)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 21 Apr 2022)
    • SMF16 Compliance Oversight (since 21 Apr 2022)
    • Responsibility for MCD Intermediation (since 21 Apr 2022)
    • [FCA CF] Functions requiring qualifications (since 1 Mar 2022)
    • [FCA CF] Manager of certification employee (since 1 Mar 2022)
  • Kevin Terence Michael Honour

    IRN KTH01017

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 11. Pension transfer specialist
    • Responsible for Insurance Distribution (since 24 May 2022)
    • SMF3 Executive Director (since 24 May 2022)
    • [FCA CF] Client dealing (since 1 Mar 2022)
    • [FCA CF] Functions requiring qualifications (since 1 Mar 2022)
    • [FCA CF] Manager of certification employee (since 1 Mar 2022)
  • Mark Lesile Felman

    IRN MLF00003

    • SMF3 Executive Director (9 Dec 2019 to 1 Jun 2022)
    • [FCA CF] CASS oversight function (9 Dec 2019 to 19 Aug 2022)
    • Responsible for Insurance Distribution (1 Oct 2018 to 1 Jun 2022)
    • CF4 Partner (AR) (2 Jul 2010 to 9 Dec 2019)
    • Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
    • CF1 Director (AR) (14 Jan 2005 to 9 Dec 2019)
    • CF1 Director (1 Dec 2001 to 8 Dec 2019)
  • Robert Anthony Rix

    IRN RAR00019

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • CF30 Customer (8 Jul 2008 to 27 Dec 2012)
  • Robert Byrne

    IRN RXB02655

    • CF1 Director (AR) (8 Feb 2016 to 31 Jan 2020)
  • Thomas Henry Harry Heffernan

    IRN THH00001

    • CF1 Director (1 Dec 2001 to 2 May 2007)
    • CF21 Investment Adviser (1 Dec 2001 to 2 May 2007)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

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