ERG FINANCIAL PLANNING LTD

• Principal Place of Business

  11a Lammerview Terrace

  Gullane

  East Lothian

  EH31 2HB

  SCOTLAND

  Phone

  +447825368705

  Web

  http://ergfinancialplanning.com

• Complaints Contact

  11a Lammerview Terrace

  Gullane

  East Lothian

  EH31 2HB

  SCOTLAND

  Phone

  +447825368705

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity
  • · This permission is limited to debt counselling which is provided in connection with investment advice and buy to let mortgages.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alan Stuart Somerville

  IRN ASS00012

  • [FCA CF] Client dealing (9 Dec 2019 to 16 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 19 Apr 2022)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 19 Apr 2022)
  • CF30 Customer (13 Apr 2011 to 19 Apr 2022)
• Euan Robert Galbraith

  IRN ERG00001

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 9A. Advising on P2P agreements
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 23 Nov 2021)
  • SMF3 Executive Director (since 23 Nov 2021)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • [FCA CF] CASS oversight function (9 Dec 2019 to 16 Dec 2019)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 22 Jul 2025)
  • [FCA CF] Significant management (9 Dec 2019 to 16 Dec 2019)
  • [PRA CF] Key function holder (9 Dec 2019 to 16 Dec 2019)
  • CF30 Customer (25 Mar 2011 to 8 Dec 2019)
  • CF10 Compliance Oversight (25 Mar 2011 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (25 Mar 2011 to 8 Dec 2019)
  • CF1 Director (25 Mar 2011 to 8 Dec 2019)
  • Responsible for Insurance Mediation (25 Mar 2011 to 30 Sep 2018)
• George Thorburn

  IRN GXT00005

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Jun 2021)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Jun 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 16 Dec 2019)
  • CF30 Customer (4 Sep 2013 to 30 Jun 2021)
• Gerard Hugh McCaffrey

  IRN GHM00001

  • CF1 Director (AR) (23 Nov 2021 to 12 Jan 2023)
  • Appointed representative dealing with clients for which they require qualification (20 Sep 2021 to 16 Jan 2023)
  • [FCA CF] Functions requiring qualifications (20 Sep 2021 to 16 Jan 2023)
  • CF30 Customer (20 Sep 2021 to 12 Jan 2023)

• GHM Wealth Management Ltd (no longer appointed)

  FRN 955478 · Appointed 25 Jul 2021 · Until 16 Jan 2023

• Thorburn Wealth Management Limited (no longer appointed)

  FRN 607993 · Appointed 1 Oct 2013 · Until 1 Jul 2021

• Somerville Wealth Management (no longer appointed)

  FRN 581852 · Appointed 23 May 2012 · Until 20 Apr 2022

• Alan Somerville (no longer appointed)

  FRN 545915 · Appointed 11 Apr 2011 · Until 11 Oct 2012

No changes recorded yet.