Crystal Financial Solutions Limited

• Principal Place of Business

  Congress House

  Lyon Road

  Harrow

  Middlesex

  HA1 2EJ

  UNITED KINGDOM

  Phone

  +4402089013737

  Web

  https://www.crystalfs.co.uk

• Complaints Contact

  Mr Jinit Gosar Raishi Shah

  Congress House

  Lyon Road

  Harrow

  Middlesex

  HA1 2EJ

  UNITED KINGDOM

  Phone

  +442089013737

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

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  • · The firm may not broker credit for the purpose of increasing the funds available for the investment for retail (investments) Customers in designated investment products.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders."

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · limited to the provision of credit information services with no credit repair (as defined by 89A (3)(c) & (d) regulated actiities)

• Andrew Newell Higgs

  IRN AXH00927

  • [FCA CF] Client dealing (1 Feb 2024 to 31 Dec 2024)
  • [FCA CF] Functions requiring qualifications (1 Feb 2024 to 31 Dec 2024)
• Hamal Patel

  IRN HXP00224

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 3 Jul 2023)
• Jack Nolan

  IRN JXN00125

  • [FCA CF] Functions requiring qualifications (19 Mar 2021 to 30 Nov 2022)
  • [FCA CF] Client dealing (19 Mar 2021 to 30 Nov 2022)
• Jinit Gosar Raishi Shah

  IRN JXS00169

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • [FCA CF] Significant management (9 Dec 2019 to 4 Aug 2022)
  • CF1 Director (14 Jul 2014 to 8 Dec 2019)
  • CF30 Customer (14 Jul 2014 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (14 Jul 2014 to 8 Dec 2019)
  • CF10 Compliance Oversight (14 Jul 2014 to 8 Dec 2019)
  • Responsible for Insurance Mediation (14 Jul 2014 to 30 Sep 2018)
• Nilesh Shah

  IRN NXS01847

  • CF30 Customer (14 Jul 2014 to 31 Mar 2017)
• Owen Murfitt

  IRN OXM00001

  • [FCA CF] Functions requiring qualifications (11 Feb 2025 to 31 Jul 2025)
  • [FCA CF] Client dealing (11 Feb 2025 to 31 Jul 2025)
• Ravinder Paul Arora

  IRN RPA00012

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (9 Jun 2017 to 8 Dec 2019)
• Ritesh Malkan

  IRN RXM00221

  • [FCA CF] Client dealing (22 Mar 2021 to 23 Mar 2021)
  • [FCA CF] Functions requiring qualifications (22 Mar 2021 to 28 Dec 2021)
• Vijaykumar Dahyabhai Varu

  IRN VDV01001

  • [FCA CF] Functions requiring qualifications (24 Jan 2022 to 13 Jun 2025)

No changes recorded yet.