CLEAR FINANCIAL ADVICE LIMITED

• Principal Place of Business

  Clear Financial Advice Ltd

  Suite J, First Floor

  Castle House

  Park Road

  Banstead

  Surrey

  SM7 3BT

  UNITED KINGDOM

  Phone

  +442086693828

  Web

  https://www.clearfinancialadvice.co.uk

• Complaints Contact

  Clear Financial Advice Ltd

  Suite J, First Floor

  Castle House

  Park Road

  Banstead

  Surrey

  SM7 3BT

  UNITED KINGDOM

  Phone

  +442086693828

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · This permission is limited to not carrying out credit repair services

• Anna Griffiths

  IRN AXG02869

  • 11. Pension transfer specialist
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (15 Aug 2018 to 8 Dec 2019)
• Barry John Greening

  IRN BJG00002

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Manager of certification employee (since 29 Jan 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 22 Mar 2016)
  • [FCA CF] Significant management (9 Dec 2019 to 18 Jul 2022)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Feb 2007 to 31 Oct 2007)
  • CF8 Apportionment and Oversight (1 Feb 2007 to 31 Mar 2009)
  • CF11 Money Laundering Reporting (1 Feb 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (1 Feb 2007 to 30 Sep 2018)
  • CF1 Director (1 Feb 2007 to 8 Dec 2019)
  • CF10 Compliance Oversight (1 Feb 2007 to 8 Dec 2019)
• David Anthony Gomez

  IRN DAG00004

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 9 Feb 2026)
  • [FCA CF] Functions requiring qualifications (since 9 Feb 2026)
• Dean Geoffrey McCarthy

  IRN DGM00032

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Oct 2015 to 8 Dec 2019)
• Dermot John O'Connor

  IRN DJO00019

  • CF30 Customer (16 Oct 2017 to 8 Aug 2018)
• Harrison Anderton

  IRN HXA00386

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 4 Mar 2026)
  • [FCA CF] Client dealing (since 4 Mar 2026)
• Joanne Catherine Margaret Hillier

  IRN JXH00017

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 5 Mar 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 5 Mar 2021)
• John Charles Laurence Donnelly

  IRN JCD01157

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 7 Apr 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 7 Apr 2021)
  • CF30 Customer (1 Mar 2018 to 8 Dec 2019)
• Lisa Caroline Hughes

  IRN LXH00430

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 5 Jun 2025)
  • [FCA CF] Client dealing (since 5 Jun 2025)
• Louis Greening

  IRN LXG00005

  • [FCA CF] Client dealing (9 Dec 2019 to 22 Sep 2022)

No changes recorded yet.