CLARITY INDEPENDENT FINANCIAL ADVISERS LIMITED

• Principal Place of Business

  2 Craigentinny Avenue

  Edinburgh

  Midlothian

  EH7 6PX

  UNITED KINGDOM

  Phone

  +441316612777

  Web

  https://www.clarityifa.com

• Complaints Contact

  2 Craigentinny Avenue

  Edinburgh

  Midlothian

  EH7 6PX

  UNITED KINGDOM

  Phone

  +441316612777

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity
  • · This permission is limited to debt counselling provided in connection with investment and mortgage advice

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Brian Ronald Anderson

  IRN BRA01026

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 1 Nov 2024)
  • [FCA CF] Functions requiring qualifications (since 1 Nov 2024)
• Christopher John Russell Ball

  IRN CJB00061

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 26 Oct 2020)
  • [FCA CF] Functions requiring qualifications (since 26 Oct 2020)
  • CF30 Customer (11 Oct 2013 to 5 Mar 2014)
• Elaine McKenzie

  IRN EXH00024

  • CF30 Customer (1 Dec 2009 to 1 Dec 2009)
• Fraser Tait

  IRN FXT01108

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 3 Nov 2020)
  • [FCA CF] Functions requiring qualifications (since 3 Nov 2020)
  • CF30 Customer (1 May 2019 to 8 Dec 2019)
• IAN BLACK

  IRN IXB01344

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 3 Nov 2020)
  • [FCA CF] Functions requiring qualifications (since 3 Oct 2020)
  • CF30 Customer (1 Nov 2012 to 8 Dec 2019)
• James McLaughlin

  IRN JXM02154

  • CF30 Customer (4 Mar 2011 to 1 Oct 2014)
• John William Thomson

  IRN JWT00006

  • [FCA CF] Client dealing (5 Nov 2020 to 1 Dec 2022)
  • [FCA CF] Functions requiring qualifications (5 Nov 2020 to 1 Dec 2022)
• Kevan John Christie

  IRN KJC01132

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 2 Aug 2021)
  • [FCA CF] Client dealing (since 2 Aug 2021)
  • CF30 Customer (1 Mar 2013 to 28 May 2014)
• Kevin John Hastings

  IRN KJH00013

  • [FCA CF] Client dealing (5 Nov 2020 to 1 Dec 2022)
  • [FCA CF] Functions requiring qualifications (5 Nov 2020 to 1 Dec 2022)
• Martin Peter Christie

  IRN MPC01085

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 3 Oct 2020)
  • [FCA CF] Client dealing (since 3 Oct 2020)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (1 Nov 2006 to 30 Sep 2018)
  • CF11 Money Laundering Reporting (1 Nov 2006 to 8 Dec 2019)
  • CF10 Compliance Oversight (1 Nov 2006 to 8 Dec 2019)
  • CF1 Director (1 Nov 2006 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Nov 2006 to 31 Oct 2007)
  • CF8 Apportionment and Oversight (1 Nov 2006 to 31 Mar 2009)

No changes recorded yet.