Bespoke Independent Financial Advisers Limited

• Principal Place of Business

  Unit 5

  Wellington Business Park

  Dukes Ride

  Crowthorne

  Berkshire

  RG45 6LS

  UNITED KINGDOM

  Phone

  +441483766656

  Web

  https://bespokeifa.co.uk

• Complaints Contact

  Unit 5

  Wellington Business Park

  Dukes Ride

  Crowthorne

  Berkshire

  RG45 6LS

  UNITED KINGDOM

  Phone

  +441483766656

• P2P Lending Advice

  For Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Personal pension scheme, Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Investment Advice (no pensions)

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let End Date

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity

• Investment Setup

  For Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• John Robert Downs

  IRN JRD00006

  • SMF3 Executive Director (28 Mar 2023 to 30 Sep 2024)
  • Responsibility for MCD Intermediation (28 Mar 2023 to 30 Sep 2024)
  • Responsible for Insurance Distribution (28 Mar 2023 to 30 Sep 2024)
  • SMF16 Compliance Oversight (28 Mar 2023 to 30 Sep 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (28 Mar 2023 to 30 Sep 2024)
• Liam Peter Walter

  IRN LXW00412

  • SMF17 Money Laundering Reporting Officer (MLRO) (since 6 Dec 2025)
  • SMF16 Compliance Oversight (since 6 Dec 2025)
  • Responsible for Insurance Distribution (since 6 Dec 2025)
  • SMF3 Executive Director (since 1 Oct 2024)
• Paul Antony Drage

  IRN PAD00014

  • [FCA CF] Client dealing (9 Dec 2019 to 15 Sep 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 15 Sep 2025)
  • CF30 Customer (2 Aug 2018 to 8 Dec 2019)
• Paul Grant Francis

  IRN AFF00002

  • 11. Pension transfer specialist
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF3 Executive Director (since 18 Mar 2026)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Manager of certification employee (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Responsible for Insurance Distribution (18 Dec 2024 to 19 Dec 2025)
  • SMF16 Compliance Oversight (22 Nov 2024 to 19 Dec 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (22 Nov 2024 to 19 Dec 2025)
  • SMF3 Executive Director (9 Dec 2019 to 19 Dec 2025)
  • Responsible for Insurance Mediation (29 Nov 2017 to 30 Sep 2018)
  • CF1 Director (29 Nov 2017 to 8 Dec 2019)
  • Responsibility for MCD Intermediation (29 Nov 2017 to 18 Apr 2024)
  • CF30 Customer (29 Sep 2017 to 8 Dec 2019)
• Roger Albert Graham

  IRN RAG00008

  • [FCA CF] Manager of certification employee (9 Dec 2019 to 26 May 2022)
  • CF30 Customer (9 Feb 2018 to 8 Dec 2019)
• Sarah Louise Rush

  IRN SXR00835

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • [FCA CF] Functions requiring qualifications (since 31 May 2024)
• TERENCE MARTIN Bignall

  IRN TMB01050

  • SMF16 Compliance Oversight (14 Oct 2021 to 18 Nov 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (14 Oct 2021 to 18 Nov 2022)
  • SMF3 Executive Director (14 Oct 2021 to 18 Nov 2022)
  • [FCA CF] Functions requiring qualifications (6 Jan 2020 to 1 Nov 2022)
  • [FCA CF] Client dealing (6 Jan 2020 to 1 Nov 2022)
• Timothy Graham Towler

  IRN TGT00003

  • Responsibility for MCD Intermediation (31 Oct 2016 to 15 Nov 2017)
  • CF30 Customer (22 May 2015 to 11 Jul 2018)
  • CF1 Director (22 May 2014 to 15 Nov 2017)
  • CF11 Money Laundering Reporting (22 May 2014 to 15 Nov 2017)
  • Responsible for Insurance Mediation (22 May 2014 to 15 Nov 2017)
  • CF10 Compliance Oversight (22 May 2014 to 15 Nov 2017)
• Timothy Matthew Nunan

  IRN TMN00002

  • [FCA CF] Client dealing (9 Dec 2019 to 8 Sep 2022)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 8 Sep 2022)
  • CF30 Customer (20 Feb 2019 to 8 Dec 2019)

No changes recorded yet.