Tracy Michelle Horky

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

ARMSTRONG WATSON FINANCIAL PLANNING LTD (no longer approved here)
FRN 542122
- CF30 Customer (22 Aug 2017 to 8 Dec 2019)
Cumberland Financial Planning Ltd (no longer approved here)
FRN 589832
- Employed By (30 Oct 2012 to 9 Aug 2016)
Cumberland Building Society (no longer approved here)
FRN 106074
- CF30 Customer (1 Nov 2007 to 23 Nov 2012)
- CF21 Investment Adviser (17 Feb 2005 to 31 Oct 2007)
- CF22 Investment Adviser (Trainee) (6 Jan 2004 to 17 Feb 2005)
TenetConnect Services Limited (no longer approved here)
FRN 150643
- CF22 Investment Adviser (Trainee) (12 Dec 2002 to 2 Feb 2004)
Cumberland Financial Services Limited (no longer approved here)
FRN 200391
- Employed By (12 Dec 2002 to 2 Feb 2004)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.