Stephen Alexander Rowland

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Marshmallow Credit Services Limited (no longer approved here)
FRN 1024606
- SMF16 Compliance Oversight (13 Aug 2025 to 1 Dec 2025)
MARSHMALLOW FINANCIAL SERVICES LIMITED (no longer approved here)
FRN 797672
- SMF16 Compliance Oversight (17 Jun 2025 to 1 Dec 2025)
NewDay Cards Ltd (no longer approved here)
FRN 682417
- SMF18 Other Overall Responsibility (9 Dec 2019 to 1 Jan 2024)
- CF29 Significant management (26 Nov 2019 to 8 Dec 2019)
NewDay Ltd (no longer approved here)
FRN 690292
- SMF18 Other Overall Responsibility (9 Dec 2019 to 1 Jan 2024)
- CF29 Significant management (26 Nov 2019 to 8 Dec 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.