Marshmallow Credit Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Adam Edwards
IRN AXE00332
- SMF16 Compliance Oversight (since 2 Mar 2026)
Ashley Cassandra Bryant
IRN AXC03518
- SMF17 Money Laundering Reporting Officer (MLRO) (since 13 Aug 2025)
Dimitrios Vassilas
IRN DXV00125
- SMF3 Executive Director (13 Aug 2025 to 1 Jan 2026)
Faris Deshmukh
IRN FXD00128
- SMF1 Chief Executive (since 13 Aug 2025)
Stephen Alexander Rowland
IRN SAR01178
- SMF16 Compliance Oversight (13 Aug 2025 to 1 Dec 2025)
Tikendra Patel
IRN TXP01434
- SMF9 Chair of the Governing Body (since 13 Aug 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.