Sarah Anne Howe

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Harpenden Building Society (no longer approved here)
FRN 157260
- SMF24 Chief Operations (16 Jun 2021 to 17 Sep 2021)
- Responsibility for MCD Intermediation (12 Mar 2019 to 17 Sep 2021)
- Responsible for Insurance Distribution (12 Mar 2019 to 17 Sep 2021)
- SMF1 Chief Executive (5 Feb 2019 to 17 Sep 2021)
Saffron Building Society (no longer approved here)
FRN 100015
- Responsibility for MCD Intermediation (21 Mar 2016 to 31 Dec 2018)
- SMF3 Executive Director (7 Mar 2016 to 31 Dec 2018)
- CF1 Director (1 May 2014 to 6 Mar 2016)
CROCUS HOME LOANS LIMITED (no longer approved here)
FRN 305200
- CF1 Director (1 May 2014 to 31 Dec 2018)
Ageas Retail Limited (no longer approved here)
FRN 312468
- CF1 Director (21 Sep 2009 to 23 Jul 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.