Nicole Armstrong

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aspire Wealth Management Limited
FRN 456262
- SMF16 Compliance Oversight (since 18 Mar 2026)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 18 Mar 2026)
- Responsible for Insurance Distribution (since 18 Mar 2026)
- SMF3 Executive Director (since 21 Oct 2021)
Just Financial Group Ltd
FRN 739938
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- SMF3 Executive Director (since 18 Mar 2026)
- [FCA CF] Client dealing (since 30 Nov 2024)
- [FCA CF] Functions requiring qualifications (since 30 Nov 2024)
Atholl Scott Financial Services Limited
FRN 136917
- SMF3 Executive Director (since 12 Apr 2024)
Integrated Wealth Management Ltd (no longer approved here)
FRN 563705
- CF30 Customer (3 Jan 2012 to 8 Dec 2019)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.