Muhammad Mustaffa

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

HOWDEN FS LIMITED (no longer approved here)
FRN 180563
- [FCA CF] Material risk taker (18 Sep 2025 to 1 Apr 2026)
Sparrows Capital Limited (no longer approved here)
FRN 607414
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2024 to 7 Mar 2025)
FNZ (UK) Ltd (no longer approved here)
FRN 438687
- [FCA CF] Manager of certification employee (14 Oct 2022 to 10 Mar 2025)
- [FCA CF] Material risk taker (11 Apr 2022 to 10 Mar 2025)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.