Julie Dawn Lowe

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Scottish Widows Schroder Personal Wealth Limited (no longer approved here)
FRN 830170
- [FCA CF] Client dealing (27 Oct 2020 to 2 Aug 2021)
- [FCA CF] Functions requiring qualifications (27 Oct 2020 to 2 Aug 2021)
Santander UK Plc (no longer approved here)
FRN 106054
- [FCA CF] Functions requiring qualifications (9 Oct 2017 to 31 Oct 2019)
Nationwide Building Society (no longer approved here)
FRN 106078
- CF30 Customer (22 Oct 2009 to 18 Mar 2010)
HHPG Limited (no longer approved here)
FRN 191436
- CF30 Customer (21 Jan 2009 to 12 Oct 2009)
Kellands (Gloucester) Limited (no longer approved here)
FRN 143312
- CF30 Customer (2 Jul 2008 to 2 Jul 2008)
Lloyds Bank PLC (no longer approved here)
FRN 119278
- CF22 Investment Adviser (Trainee) (1 Mar 2002 to 29 Nov 2002)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.