Jonathan Mark Donald Sandell

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

The Shepherds Friendly Society Limited
FRN 109997
- SMF1 Chief Executive (since 1 Jan 2026)
Embark Investment Services Limited (no longer approved here)
FRN 737356
- Responsible for Insurance Distribution (10 Nov 2022 to 31 Aug 2024)
- SMF18 Other Overall Responsibility (5 Oct 2022 to 31 Aug 2024)
Sterling ISA Managers Limited (no longer approved here)
FRN 191278
- SMF18 Other Overall Responsibility (5 Oct 2022 to 31 Aug 2024)
SCOTTISH WIDOWS LIMITED (no longer approved here)
FRN 181655
- [PRA CF] Significant risk taker or Material risk taker (22 Feb 2022 to 31 Oct 2025)
- [FCA CF] Material risk taker (22 Feb 2022 to 31 Oct 2025)
Prudential Lifetime Mortgages Limited (no longer approved here)
FRN 119350
- CF1 Director (29 Jul 2016 to 14 Nov 2017)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.