Joanne Ungless

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Responsible Life Limited (no longer approved here)
FRN 610205
- SMF9 Chair of the Governing Body (3 Oct 2025 to 15 Jan 2026)
- Director of firm who is not a certification employee or a SMF manager (14 Dec 2021 to 15 Jan 2026)
Responsible Lending Limited (no longer approved here)
FRN 763158
- SMF9 Chair of the Governing Body (3 Oct 2025 to 15 Jan 2026)
- Director of firm who is not a certification employee or a SMF manager (14 Dec 2021 to 15 Jan 2026)
Royal London Mutual Insurance Society, Limited (THE) (no longer approved here)
FRN 117672
- SMF18 Other Overall Responsibility (5 Nov 2021 to 15 Jan 2026)
Investment Funds Direct Limited (no longer approved here)
FRN 114432
- SMF18 Other Overall Responsibility (15 Feb 2020 to 30 May 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.