Gemma Godfrey

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Scottish Widows Schroder Personal Wealth (ACD) Limited
FRN 834833
- [FCA CF] Material risk taker (since 1 Nov 2024)
- SMF9 Chair of the Governing Body (since 31 Oct 2024)
- Director of firm who is not a certification employee or a SMF manager (1 Jul 2024 to 1 Nov 2024)
Saga Personal Finance Limited
FRN 178922
- SMF9 Chair of the Governing Body (since 10 Jan 2023)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.