Andrew James Howarth McPhee

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aviva Equity Release UK Limited
FRN 310433
- [FCA CF] Significant management (since 1 Jul 2024)
Aviva Pension Trustees UK Limited
FRN 465132
- [FCA CF] Significant management (since 1 Jul 2024)
Aviva Investment Solutions UK Limited
FRN 515334
- [FCA CF] Significant management (since 1 Jul 2024)
Aviva Credit Services UK Limited
FRN 724447
- [FCA CF] Significant management (since 1 Jul 2024)
Aviva UK Digital Limited (no longer approved here)
FRN 728985
- [FCA CF] Significant management (1 Jul 2024 to 29 Apr 2026)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.