Aaron Richard Hester-Lowe

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Pinnacle Insurance Limited
FRN 110866
- SMF16 Compliance Oversight (since 30 Jul 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 30 Jul 2024)
PET PROTECT LIMITED
FRN 311794
- SMF16 Compliance Oversight (since 30 Jul 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Jul 2024 to 19 Dec 2025)
Pinnacle Insurance Management Services Limited
FRN 315503
- SMF16 Compliance Oversight (since 30 Jul 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 30 Jul 2024)
ANIMAL FRIENDS INSURANCE SERVICES LIMITED
FRN 307858
- SMF16 Compliance Oversight (since 4 Jul 2024)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 4 Jul 2024)
Aspen UK Syndicate Services Limited (no longer approved here)
FRN 450345
- SMF16 Compliance Oversight (5 Nov 2021 to 16 Feb 2024)
Aspen Insurance UK Limited (no longer approved here)
FRN 202644
- SMF16 Compliance Oversight (19 Mar 2021 to 16 Feb 2024)
Aspen Managing Agency Limited (no longer approved here)
FRN 478192
- SMF16 Compliance Oversight (19 Mar 2021 to 16 Feb 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.