Virtus Insurance Solutions Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
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- · Limited to broking premium finance: limited to effecting introductions to lenders who enter into credit agreements for the payment of insurance premiums (where ‘premiums’ has the meaning defined in the FCA Handbook glossary).
Debt Plan Admin
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- · Debt administration, limited to taking steps to perform duties or to exercise or to enforce rights under credit agreements for the payment of insurance premiums (where ‘premiums’ has the meaning defined in the FCA Handbook glossary)
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

. Lumin Wealth Management Limited
IRN XXL26228
- SMF3 Executive Director (27 Jan 2020 to 10 May 2024)
George Williams
IRN GXW08648
- SMF3 Executive Director (since 21 Mar 2024)
John Robert Cusins
IRN JRC01118
- SMF3 Executive Director (9 Dec 2019 to 31 Jan 2020)
- CF1 Director (26 Sep 2019 to 8 Dec 2019)
Martin Cotter
IRN MXC00144
- SMF3 Executive Director (9 Dec 2019 to 31 Jan 2020)
- CF1 Director (26 Sep 2019 to 8 Dec 2019)
Toby Davidson
IRN TXD07738
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 26 Sep 2019)
- CF1 Director (26 Sep 2019 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.