ValidPath Limited
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
The MaltingsEast Tyndall StreetCardiff BayCardiffCF24 5EAUNITED KINGDOM- Phone
- +4402920351465
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Complaints Contact
The MaltingsEast Tyndall StreetCardiff BayCardiffCF24 5EAUNITED KINGDOM- Phone
- +4402920351465
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
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Pension Transfer Advice
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Buy-to-Let Start Date
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Buy-to-Let Status
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Credit Brokering
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Stockbroking
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Brian Emil Robinson
IRN BER00004
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 25 Apr 2022)
- CF4 Partner (AR) (since 24 Mar 2022)
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Brian Francis Bowyer
IRN BFB00004
- CF21 Investment Adviser (2 Feb 2006 to 31 Mar 2007)
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Brian Stephen Jacques George Emerton
IRN BSE00002
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 5 Aug 2025)
- CF1 Director (AR) (since 22 May 2025)
- CF30 Customer (since 22 May 2025)
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Calum Dolan
IRN CXD00451
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 11 Feb 2026)
- CF30 Customer (since 15 Jan 2026)
- CF1 Director (AR) (since 15 Jan 2026)
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Caryl Anne Chambers
IRN CAC01119
- CF10 Compliance Oversight (18 Nov 2002 to 1 Jul 2004)
- CF21 Investment Adviser (18 Nov 2002 to 1 Jul 2004)
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Catherine Margaret Makin
IRN MXF00069
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 19 Mar 2026)
- CF30 Customer (since 11 Mar 2026)
- CF1 Director (AR) (since 11 Mar 2026)
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Charles Richard Wright
IRN CRW01107
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 21 Aug 2024)
- CF30 Customer (since 12 Aug 2024)
- CF1 Director (AR) (since 12 Aug 2024)
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Charles Richardson Ladipo Clarke
IRN CRC01089
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 24 Mar 2023)
- CF30 Customer (1 Nov 2007 to 19 Apr 2023)
- CF22 Investment Adviser (Trainee) (19 Apr 2005 to 31 Oct 2007)
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Chloe Tracey Cotty
IRN CXC00582
- CF1 Director (AR) (since 22 Sep 2022)
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Chris Young
IRN CXY00072
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- CF1 Director (AR) (since 15 Apr 2026)
- Appointed representative dealing with clients for which they require qualification (since 18 Mar 2025)
- CF30 Customer (since 21 Feb 2025)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Tom Donativo Financial Planning Ltd
FRN 1000255 · Appointed 20 Oct 2025
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Mallard Wealth Ltd
FRN 1043747 · Appointed 17 Oct 2025
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Toro Wealth Planning Ltd
FRN 1042956 · Appointed 15 Oct 2025
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Mander Duffill Financial Advisers Ltd
FRN 1006833 · Appointed 13 Oct 2025
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M&C Financial Planning Ltd
FRN 1038446 · Appointed 10 Oct 2025
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AWB FINANCIAL LTD
FRN 1039961 · Appointed 1 Oct 2025
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Worth Financial Planning Limited
FRN 1041092 · Appointed 25 Sep 2025
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McKenzie Rose LLP
FRN 522607 · Appointed 22 Sep 2025
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Cohesion Financial Solutions Ltd
FRN 1040765 · Appointed 17 Sep 2025
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Liberty IFA Ltd
FRN 407911 · Appointed 15 Sep 2025
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.