ValidPath Limited

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FRN: 197107
Date authorised: 1 April 2013
Companies House: 04273538
Last scraped: 3 weeks ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

Web

https://www.validpath.co.uk
Complaints Contact

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
Pension Transfer Advice

For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Andrew Stanes Rand
IRN ASR01063
- CF1 Director (AR) (19 Apr 2007 to 13 Jan 2010)
Andrew Warrand Thomas
IRN AWT00003
- 21. Advising or arranging (bringing about) equity release transactions
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 15 Apr 2024)
- CF30 Customer (since 27 Mar 2024)
- CF1 Director (AR) (since 27 Mar 2024)
Andrew William Roberts
IRN AWR00002
- 11. Pension transfer specialist
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- Appointed representative dealing with clients for which they require qualification (since 27 May 2021)
- CF1 Director (AR) (since 18 May 2021)
- CF30 Customer (since 18 May 2021)
Angus Ian Robert MacNee
IRN AIM01060
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (17 Aug 2018 to 8 Dec 2019)
Angus Scott Fontaine McCrum
IRN ASM01178
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF1 Director (AR) (since 24 Nov 2016)
- CF30 Customer (since 1 Jul 2014)
Anil Badhan
IRN AXB04160
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 9 Jul 2024)
- CF1 Director (AR) (since 15 Apr 2024)
- CF30 Customer (since 15 Apr 2024)
Anthony Harvey Yadgaroff
IRN AHY00001
- CF30 Customer (1 Sep 2011 to 30 Dec 2013)
Anthony James Welsh
IRN AJW00121
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- 21. Advising or arranging (bringing about) equity release transactions
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 20 Feb 2024)
- CF30 Customer (since 8 Feb 2024)
Anthony Joel Lewis
IRN AXL00136
- CF1 Director (AR) (20 Oct 2021 to 21 Jan 2026)
Anthony Robin McGarel Groves
IRN ARM01157
- CF2 Non Executive Director (AR) (14 Mar 2011 to 29 Jul 2016)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Stanes Rand Financial Services Ltd (no longer appointed)
FRN 466249 · Appointed 4 Apr 2007 · Until 30 Dec 2009
England Financial Planning Ltd (no longer appointed)
FRN 466001 · Appointed 29 Mar 2007 · Until 25 Jan 2018
Tor Mortgage Services Ltd (no longer appointed)
FRN 462184 · Appointed 5 Jan 2007 · Until 17 Mar 2008
Tor Consulting Ltd (no longer appointed)
FRN 461931 · Appointed 28 Dec 2006 · Until 14 Jun 2011
Nigel Herring & Co Ltd (no longer appointed)
FRN 459860 · Appointed 8 Nov 2006 · Until 12 May 2009
Nigel Herring Financial Planning Ltd (no longer appointed)
FRN 459853 · Appointed 8 Nov 2006 · Until 12 May 2009
Lewis's Financial Planning Ltd (no longer appointed)
FRN 403586 · Appointed 5 Oct 2006 · Until 25 Dec 2012
NJB Financial Consultants Ltd (no longer appointed)
FRN 456759 · Appointed 4 Sep 2006 · Until 13 Nov 2008
TaxSavers Direct Ltd (no longer appointed)
FRN 455806 · Appointed 10 Aug 2006 · Until 15 Nov 2008
H G Financial Advisers Ltd (no longer appointed)
FRN 455804 · Appointed 10 Aug 2006 · Until 4 Nov 2008

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.