ValidPath Limited

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FRN: 197107
Date authorised: 1 April 2013
Companies House: 04273538
Last scraped: 3 weeks ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

Web

https://www.validpath.co.uk
Complaints Contact

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
Pension Transfer Advice

For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Giles Leslie Turner
IRN GLT01010
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 17 Oct 2024)
- CF1 Director (AR) (since 25 Sep 2024)
- CF30 Customer (since 25 Sep 2024)
Gillian Mary Cardy
IRN GMC00015
- CF1 Director (6 Aug 2014 to 18 Dec 2014)
- CF30 Customer (10 Jan 2014 to 18 Dec 2014)
Glen Christopher Marshall
IRN GCM01100
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 19 Sep 2025)
- CF1 Director (AR) (since 6 Sep 2025)
- CF30 Customer (since 6 Sep 2025)
Glyn Howard Williams
IRN GHW01037
- CF2 Non Executive Director (AR) (26 Apr 2011 to 29 Jul 2016)
Graham Clive Teakle
IRN GCT00001
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF4 Partner (AR) (since 17 May 2013)
- CF30 Customer (since 1 Nov 2007)
- CF21 Investment Adviser (2 Jan 2007 to 31 Oct 2007)
Graham Keith Cleveland
IRN GKC00001
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- CF1 Director (AR) (since 4 Dec 2021)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF30 Customer (since 2 Sep 2013)
Grant Crawford Hutton
IRN GCH01071
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 10 Feb 2026)
- CF1 Director (AR) (since 30 Dec 2025)
- CF30 Customer (since 30 Dec 2025)
Grant Trevor Livingstone
IRN GTL01010
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 20 Jun 2025)
- CF30 Customer (since 2 May 2025)
- CF1 Director (AR) (since 2 May 2025)
Greg Knox McMillan
IRN GXM00150
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 6 Feb 2026)
- CF1 Director (AR) (since 14 Jan 2026)
Gregory Patrick McToal
IRN GPM00026
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 23 Dec 2025)
- CF1 Director (AR) (since 14 Nov 2025)
- CF30 Customer (since 14 Nov 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

MintPod Limited (no longer appointed)
FRN 665404 · Appointed 15 Jan 2015 · Until 21 Apr 2015
HIFS Account No. 2 Ltd (no longer appointed)
FRN 621612 · Appointed 18 Apr 2014 · Until 24 Jan 2022
Nicholson Dent Financial Planning LLP (no longer appointed)
FRN 559423 · Appointed 16 Sep 2013 · Until 31 Mar 2023
Pearce Wealth Management Ltd (no longer appointed)
FRN 606855 · Appointed 4 Sep 2013 · Until 1 Oct 2020
Gerald Thomas Wealth Management Limited (no longer appointed)
FRN 605134 · Appointed 31 Jul 2013 · Until 4 Sep 2023
Riverstone Wealth Management Ltd (no longer appointed)
FRN 504069 · Appointed 3 Dec 2012 · Until 2 Oct 2017
Trina Read (no longer appointed)
FRN 587385 · Appointed 3 Sep 2012 · Until 14 Jan 2015
Faron Partnership Limited (no longer appointed)
FRN 580011 · Appointed 23 Apr 2012 · Until 19 Feb 2015
Fig Leaf Financial Services Ltd (no longer appointed)
FRN 566018 · Appointed 7 Oct 2011 · Until 25 Feb 2014
MJ Hudson Investment Consulting Limited (no longer appointed)
FRN 541971 · Appointed 26 Aug 2011 · Until 25 Feb 2014

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.