ValidPath Financial Limited

Date authorised
2 September 2019
Companies House
11679473
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    The Maltings
    East Tyndall Street
    Cardiff Bay
    Cardiff
    Caerdydd
    CF24 5EA
    UNITED KINGDOM
    Phone
    +442922947945
    Web
    https://validpath.co.uk

  • Complaints Contact

    Unit 8, 8 Shepherd Market
    Mayfair
    London
    W1J 7QE
    UNITED KINGDOM
    Phone
    +442922947945

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Score Services

    Show 1 limitation
    • · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Adrian Thomas Kirk

    IRN ATK01019

    • CF1 Director (AR) (since 20 Feb 2023)
    • Director of firm who is not a certification employee or a SMF manager (since 7 Mar 2022)
    • CF2 Non Executive Director (AR) (10 May 2022 to 1 Feb 2023)
  • Alex Francis Burke Cuppage

    IRN AXC00709

    • CF2 Non Executive Director (AR) (31 Mar 2022 to 4 Apr 2025)
  • Alex Philip Henry Reilly-Walling

    IRN AXW00388

    • Appointed representative dealing with clients for which they require qualification (8 Sep 2023 to 31 Jul 2025)
    • CF30 Customer (4 Sep 2023 to 31 Jul 2025)
  • Alexander Donohoe

    IRN AXD00726

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 16 Oct 2025)
    • CF30 Customer (since 19 Aug 2025)
    • CF1 Director (AR) (since 19 Aug 2025)
  • Alison Jane Davis

    IRN AXD82930

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 15 Apr 2026)
  • Alistair Paul Douglas

    IRN APD00016

    • CF1 Director (AR) (14 Jun 2023 to 13 Dec 2023)
  • Amanda Hibbert

    IRN AXH00185

    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 8 Jan 2025)
  • Andrew Robert Cosford

    IRN ARC01110

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 4 Apr 2025)
    • CF30 Customer (since 3 Apr 2025)
    • CF1 Director (AR) (since 3 Apr 2025)
  • Angus Ian Robert MacNee

    IRN AIM01060

    • SMF3 Executive Director (since 9 Dec 2019)
  • Damien John Hopkins

    IRN DJH01380

    • Appointed representative dealing with clients for which they require qualification (14 Jul 2023 to 25 Feb 2026)
    • CF30 Customer (9 Jun 2023 to 25 Feb 2026)
    • CF1 Director (AR) (9 Jun 2023 to 25 Feb 2026)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.