Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Thomas David Cross
IRN TDC00006
- (1734)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 20 Jan 2022)
- (1731)CF30 Customer (1 Nov 2007 to 20 Jan 2022)
- (1735)CF1 Director (AR) (2 Dec 2004 to 13 Jun 2007)
- (1733)CF4 Partner (AR) (14 Oct 2002 to 20 Jan 2022)
- (1732)CF21 Investment Adviser (14 Oct 2002 to 31 Oct 2007)
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Thomas David McGeoghan
IRN TDM01055
- (452)CF30 Customer (3 Mar 2009 to 30 Sep 2009)
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Thomas George Michael Murphy
IRN TGM01029
- (2075)CF30 Customer (8 Feb 2010 to 1 Nov 2011)
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Thomas Grant Humphries
IRN TGH01040
- (835)CF1 Director (AR) (5 Nov 2010 to 2 Jan 2014)
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Thomas Quilter
IRN TXQ00021
- (1270)Appointed representative dealing with clients for which they require qualification (14 Feb 2024 to 30 Aug 2024)
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Thomas Sainsbury
IRN TXS03707
- (1051)21. Advising or arranging (bringing about) equity release transactions
- (1052)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1053)CF30 Customer (since 13 May 2026)
- (1054)Appointed representative dealing with clients for which they require qualification (since 10 Aug 2021)
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Timothy Benton
IRN TXB00109
- (1730)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 13 Aug 2020)
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Timothy Bettenson
IRN TXB00256
- (95)[FCA CF] Significant management (since 9 Jul 2021)
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Timothy Boyle
IRN TXB00017
- (2492)CF30 Customer (20 Dec 2013 to 30 Jun 2014)
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Timothy Charles Coghill
IRN TCC01054
- (82)[FCA CF] Significant management (since 9 Dec 2019)
- (1763)CF29 Significant management (26 Jan 2017 to 9 Dec 2019)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Tom Farrell Financial Planning Ltd (no longer appointed)
FRN 973695 · Appointed 6 Apr 2022 · Until 31 Mar 2026
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Cavendish Financial Strategies LLP (no longer appointed)
FRN 501535 · Appointed 1 Feb 2022 · Until 5 Feb 2025
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Sherlocks Property Consultants Limited (no longer appointed)
FRN 955494 · Appointed 25 Jul 2021 · Until 28 Aug 2025
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Pembrokeshire Wealth Asset Management Ltd (no longer appointed)
FRN 954527 · Appointed 12 Jul 2021 · Until 13 Aug 2021
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Live Vitae Financial Planning Ltd (no longer appointed)
FRN 954259 · Appointed 7 Jul 2021 · Until 4 Dec 2023
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2029)SMF3 Executive Director
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controlled function added: (2028)SMF9 Chair of the Governing Body
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controlled function added: (2027)SMF10 Chair of the Risk Committee
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controlled function added: (2026)CF1 Director (AR)
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controlled function added: (2025)SMF2 Chief Finance
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controlled function added: (2024)SMF3 Executive Director
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controlled function added: (2023)CF1 Director (AR)
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controlled function added: (2022)SMF3 Executive Director
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controlled function added: (2021)CF1 Director (AR)
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controlled function added: (2020)Director of firm who is not a certification employee or a SMF manager