Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Melanie Jane Williams
IRN MXT78846
- (1313)Appointed representative dealing with clients for which they require qualification (21 Mar 2022 to 13 Aug 2025)
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Mervyn Norman Francis Scourfield-Thomas
IRN MNS00002
- (916)4. Giving personal recommendations on retail investment products which are not broker funds
- (913)9A. Advising on P2P agreements
- (914)7. Giving personal recommendations on long-term care insurance contracts
- (915)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (912)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (918)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (917)CF30 Customer (since 1 Nov 2007)
- (2526)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
- (2527)CF7 Sole Trader (AR) (1 Dec 2001 to 31 Jan 2007)
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Michael Carrick
IRN MXC00171
- (1771)CF1 Director (AR) (27 Mar 2009 to 21 Dec 2012)
- (1766)CF30 Customer (1 Nov 2007 to 21 Dec 2012)
- (1768)CF21 Investment Adviser (24 Oct 2002 to 31 Oct 2007)
- (1770)CF4 Partner (AR) (3 Sep 2002 to 27 Mar 2009)
- (1767)CF22 Investment Adviser (Trainee) (1 Dec 2001 to 24 Oct 2002)
- (1769)CF7 Sole Trader (AR) (1 Dec 2001 to 3 Sep 2002)
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Michael Charalambous
IRN MXC00995
- (1274)Director of firm who is not a certification employee or a SMF manager (30 Aug 2023 to 25 Nov 2024)
- (1275)CF1 Director (AR) (17 Jul 2023 to 25 Nov 2024)
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Michael Charles Sweeney
IRN MCS00036
- (1599)CF21 Investment Adviser (9 Jul 2003 to 22 Sep 2005)
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Michael Christie Ferry
IRN MCF00008
- (388)CF7 Sole Trader (AR) (27 Dec 2002 to 15 May 2004)
- (387)CF21 Investment Adviser (9 May 2002 to 15 May 2004)
- (389)CF4 Partner (AR) (9 May 2002 to 31 Jan 2003)
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Michael Curd
IRN MXC00306
- (2578)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 8 Apr 2025)
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Michael Edward Farlam
IRN MEF00009
- (862)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (861)7. Giving personal recommendations on long-term care insurance contracts
- (860)9A. Advising on P2P agreements
- (859)21. Advising or arranging (bringing about) equity release transactions
- (863)4. Giving personal recommendations on retail investment products which are not broker funds
- (866)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (864)CF30 Customer (since 1 Nov 2007)
- (865)CF4 Partner (AR) (since 1 Dec 2001)
- (2502)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
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Michael Edward Head
IRN MEH01132
- (957)CF1 Director (23 Apr 2010 to 10 Dec 2010)
- (956)CF28 Systems and controls (23 Apr 2010 to 10 Dec 2010)
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Michael Farmar
IRN MXF00116
- (1715)[FCA CF] Significant management (9 Dec 2019 to 11 Nov 2022)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Barry Sears and Elizabeth Sears (no longer appointed)
FRN 196819 · Appointed 18 Sep 2001 · Until 22 Jan 2025
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Sandy Thomson Financial Services Limited (no longer appointed)
FRN 196822 · Appointed 18 Sep 2001 · Until 30 Nov 2012
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Eddie Low Independent Financial Solutions (no longer appointed)
FRN 196821 · Appointed 18 Sep 2001 · Until 30 Dec 2005
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St Andrews Investment Management LLP (no longer appointed)
FRN 197089 · Appointed 13 Sep 2001 · Until 6 Feb 2003
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Ethical Financial Services Ltd (no longer appointed)
FRN 197090 · Appointed 13 Sep 2001 · Until 31 Mar 2015
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Prospect Independent Limited (no longer appointed)
FRN 196637 · Appointed 23 Aug 2001 · Until 25 May 2004
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Burgess Financial Services (no longer appointed)
FRN 196307 · Appointed 23 Aug 2001 · Until 27 Dec 2015
Recent activity
Updates to this firm's record on the FCA register.
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trading name added: Swift Wealth Management
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permission removed: CBTL Effective Date
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permission removed: CBTL Status
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controlled function added: (2036)SMF3 Executive Director
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controlled function added: (2035)SMF16 Compliance Oversight
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controlled function added: (2034)SMF17 Money Laundering Reporting Officer (MLRO)
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controlled function added: (2033)CF1 Director (AR)
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controlled function added: (2032)SMF1 Chief Executive
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controlled function added: (2031)Responsible for Insurance Distribution
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controlled function added: (2030)Responsibility for MCD Intermediation