Sense Financial Solutions Limited

• Principal Place of Business

  The Hawthornes

  217 Main Road

  Westwood

  Nottingham

  NG16 5JB

  UNITED KINGDOM

  Phone

  +4407802637178

  Web

  https://www.itmakessense.net

• Complaints Contact

  The Hawthornes

  217 Main Road

  Westwood

  Nottingham

  Nottinghamshire

  NG16 5JB

  UNITED KINGDOM

  Phone

  +4407802637178

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Christopher Michael Stephens

  IRN CMS00029

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Mar 2022)
• Claire Margaret Hickling

  IRN CXH19287

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 22 Aug 2024)
  • [FCA CF] Functions requiring qualifications (since 22 Aug 2024)
  • CF30 Customer (28 Aug 2019 to 8 Dec 2019)
• David Colin Murden

  IRN DCM00022

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • CF30 Customer (22 Jan 2016 to 8 Dec 2019)
• Justin Anthony Stockdale

  IRN JAS01305

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
• Karl Anthony Guadagnini

  IRN KAG00007

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
  • CF1 Director (1 Sep 2014 to 8 Dec 2019)
• Neil James Marshall

  IRN NJM00002

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • SMF16 Compliance Oversight (since 6 Feb 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 6 Feb 2024)
  • Responsibility for MCD Intermediation (since 6 Feb 2024)
  • Responsible for Insurance Distribution (since 6 Feb 2024)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
  • CF1 Director (1 Sep 2014 to 8 Dec 2019)
• Nicholas Peter Manders

  IRN NPH00010

  • [FCA CF] Functions requiring qualifications (9 Dec 2020 to 31 Dec 2025)
  • [FCA CF] Client dealing (9 Dec 2020 to 31 Dec 2025)
  • SMF16 Compliance Oversight (9 Dec 2019 to 22 Apr 2024)
  • SMF3 Executive Director (9 Dec 2019 to 22 Apr 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 22 Apr 2024)
  • Responsible for Insurance Distribution (1 Oct 2018 to 22 Apr 2024)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 22 Apr 2024)
  • CF11 Money Laundering Reporting (1 Sep 2014 to 8 Dec 2019)
  • CF10 Compliance Oversight (1 Sep 2014 to 8 Dec 2019)
  • CF1 Director (1 Sep 2014 to 8 Dec 2019)
  • Responsible for Insurance Mediation (1 Sep 2014 to 30 Sep 2018)
  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
• Russel Barrie Ward

  IRN RBW00003

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
• Shirley Margaret Burns

  IRN SMS00004

  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)
• Simon John Welch

  IRN SJW00024

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • CF30 Customer (1 Sep 2014 to 8 Dec 2019)

No changes recorded yet.