Saga Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Consumer Loans
Loan Servicing
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Michael Andrew Cutbill
IRN MAC00119
- CF1 Director (14 Jan 2005 to 31 Mar 2005)
Michael Howard Crawford
IRN MHC01043
- SMF4 Chief Risk (since 31 Jul 2024)
- SMF16 Compliance Oversight (since 31 Jul 2024)
Michael Robert Hazell
IRN MXH22886
- SMF7 Group Entity Senior Manager (since 16 Feb 2024)
Michael Warren
IRN MIW01011
- SMF2 Chief Finance (since 31 Oct 2025)
Michelle Cooper
IRN MXC01299
- [FCA CF] Significant management (since 8 May 2025)
Michelle Topley
IRN MXT00491
- [FCA CF] Significant management (since 2 Jan 2023)
Nathan Goulding
IRN NXG00175
- SMF18 Other Overall Responsibility (since 4 Jul 2025)
- [FCA CF] Significant management (since 7 Sep 2020)
Nicholas Gronland
IRN NXG00248
- [FCA CF] Significant management (since 3 May 2023)
Nigel Owen Blanks
IRN NXB00112
- CF1 Director (AR) (since 2 Feb 2021)
Pamela Elizabeth Rowland
IRN PER01053
- SMF12 Chair of the Remuneration Committee (since 4 Jul 2024)

Smaller firms operating under this firm's FCA authorisation.

Saga Travel Group (UK) Ltd
FRN 984457 · Appointed 30 Sep 2022
Saga Cruises Limited
FRN 937058 · Appointed 26 Oct 2020
ST&H Limited
FRN 455489 · Appointed 3 Aug 2006
Bennetts Motorcycling Services Limited (no longer appointed)
FRN 913163 · Appointed 9 Sep 2019 · Until 26 Jun 2020
Saga Membership Ltd (no longer appointed)
FRN 788353 · Appointed 9 Oct 2017 · Until 27 Feb 2023
CHMC Limited (no longer appointed)
FRN 540946 · Appointed 4 Feb 2011 · Until 1 Jul 2025
Confident Services Ltd (no longer appointed)
FRN 463692 · Appointed 8 Feb 2007 · Until 27 Feb 2009
British Heart Foundation Ventures Ltd (no longer appointed)
FRN 454218 · Appointed 5 Jul 2006 · Until 1 Aug 2007

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.