Michael Howard Crawford

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Saga Personal Finance Limited
FRN 178922
- SMF16 Compliance Oversight (since 29 Aug 2024)
Saga Services Limited
FRN 311557
- SMF16 Compliance Oversight (since 31 Jul 2024)
- SMF4 Chief Risk (since 31 Jul 2024)
Phoenix Life Limited (no longer approved here)
FRN 110418
- CF28 Systems and controls (8 Sep 2008 to 12 Feb 2009)
BA (GI) Limited (no longer approved here)
FRN 117647
- CF28 Systems and controls (8 Sep 2008 to 12 Feb 2009)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.