REAL FINANCE LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Claire Oakley
IRN CXO01142
- CF1 Director (2 Nov 2018 to 19 Aug 2019)
Corrado Giuseppe Raffaele Vulpio
IRN CXV92175
- CF1 Director (AR) (1 Sep 2020 to 1 Sep 2024)
George Eleftheriou
IRN GXE01153
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (2 Nov 2018 to 8 Dec 2019)
John Paul Anderson
IRN JXA00362
- CF1 Director (AR) (since 22 Feb 2022)
Jonathan William Mark Thompson
IRN JXT00406
- CF1 Director (AR) (since 9 Feb 2022)
Kenneth Robert Herd
IRN KRH01066
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (2 Nov 2018 to 8 Dec 2019)
- CF10 Compliance Oversight (2 Nov 2018 to 8 Dec 2019)
Peter Blacklock
IRN PXB00057
- CF1 Director (AR) (since 25 Jan 2021)
Sundeep Panwar
IRN SXP02656
- CF1 Director (AR) (11 Dec 2018 to 21 Mar 2024)
Wesley Anthone Christian Hodelin
IRN WXH00127
- CF1 Director (AR) (since 25 Jul 2023)

Smaller firms operating under this firm's FCA authorisation.

Botham Capital Limited
FRN 999354 · Appointed 9 Jul 2023
A T Commercial Finance Limited
FRN 969333 · Appointed 6 Feb 2022
PAB Finance Ltd
FRN 940096 · Appointed 3 Dec 2020
Vulps Projects Ltd (no longer appointed)
FRN 932408 · Appointed 19 Aug 2020 · Until 1 Sep 2024
Stone Financial Services Ltd (no longer appointed)
FRN 915984 · Appointed 29 Oct 2019 · Until 12 Aug 2022
Raise Capital Group Limited (no longer appointed)
FRN 827625 · Appointed 3 Dec 2018 · Until 21 Mar 2024

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.