RBS Associates

• Principal Place of Business

  Regency House

  Mere Park

  Dedmere Road

  Marlow

  Buckinghamshire

  SL7 1FJ

  UNITED KINGDOM

  Phone

  +4401628487755

  Web

  https://www.rbsassociates.co.uk

• Complaints Contact

  Regency House

  Mere Park

  Dedmere Road

  Marlow

  Buckinghamshire

  SL7 1FJ

  UNITED KINGDOM

  Phone

  +4401628487755

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 2 limitations Hide limitations

  • · This permission is limited to debt counselling with no debt management activity
  • · Limited to debt counselling which is provided in connection with investment advice, buy-to-let mortgages and second charge mortgages.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · This permission is limited to not carrying out credit repair services

• Basic Pension Advice

  For Retail (Investment), Stakeholder products

• Alan Robert Richardson

  IRN ARR00006

  • CF30 Customer (1 Nov 2007 to 30 Nov 2012)
  • CF24 Pension Transfer Specialist (1 Dec 2006 to 31 Oct 2007)
  • CF4 Partner (1 Dec 2006 to 1 May 2007)
  • CF21 Investment Adviser (1 Dec 2006 to 31 Oct 2007)
• Colin Peter Schultz

  IRN CPS00008

  • CF30 Customer (1 Nov 2007 to 28 Aug 2009)
  • CF21 Investment Adviser (1 Dec 2006 to 31 Oct 2007)
• Mark Anthony Spurling

  IRN MAS00021

  • SMF27 Partner (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 19 Mar 2025)
  • CF30 Customer (1 Nov 2007 to 31 Dec 2012)
  • CF21 Investment Adviser (1 Dec 2006 to 31 Oct 2007)
  • CF24 Pension Transfer Specialist (1 Dec 2006 to 31 Oct 2007)
  • CF4 Partner (1 Dec 2006 to 8 Dec 2019)
• Paul Belcher

  IRN PXB00127

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • SMF27 Partner (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (1 Dec 2006 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Dec 2006 to 31 Oct 2007)
  • CF24 Pension Transfer Specialist (1 Dec 2006 to 31 Oct 2007)
  • CF4 Partner (1 Dec 2006 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (1 Dec 2006 to 31 Mar 2009)
  • Responsible for Insurance Mediation (1 Dec 2006 to 30 Sep 2018)
  • CF10 Compliance Oversight (1 Dec 2006 to 8 Dec 2019)

No changes recorded yet.