Policy Services Limited

• Principal Place of Business

  Oracle Campus

  Linlithgow

  West Lothian

  EH49 7BF

  UNITED KINGDOM

  Phone

  +443454507806

  Web

  https://policyservices.co.uk

• Complaints Contact

  Oracle Campus

  Linlithgow

  West Lothian

  EH49 7BF

  UNITED KINGDOM

  Phone

  +443454507806

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  For Professional, Retail (Investment)

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mitesh Patel

  IRN MXP01283

  • SMF16 Compliance Oversight (since 9 Jan 2024)
  • SMF3 Executive Director (since 9 Jan 2024)
  • SMF16 Compliance Oversight (25 Jun 2021 to 8 Sep 2023)
  • SMF17 Money Laundering Reporting Officer (MLRO) (25 Jun 2021 to 8 Sep 2023)
• Peter Edwards

  IRN PXE00031

  • SMF3 Executive Director (8 Apr 2020 to 10 Jun 2025)
• Peter Martin Craddock

  IRN PMC00060

  • Responsible for Insurance Distribution (25 Apr 2023 to 27 Sep 2024)
  • SMF1 Chief Executive (8 Apr 2020 to 27 Sep 2024)
  • SMF3 Executive Director (8 Apr 2020 to 27 Sep 2024)
• Richard Anthony Britten Westlake

  IRN RAW01162

  • SMF17 Money Laundering Reporting Officer (MLRO) (since 20 Oct 2023)
• Sarah Louise Ireland

  IRN SLI01010

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • CF30 Customer (24 Dec 2016 to 8 Dec 2019)
• Susan Ralston

  IRN SXR00223

  • [FCA CF] Functions requiring qualifications (15 Feb 2021 to 12 Oct 2021)
  • [FCA CF] Client dealing (15 Feb 2021 to 12 Oct 2021)
• William Norman

  IRN WXN01047

  • CF30 Customer (3 Dec 2012 to 3 Jul 2014)

No changes recorded yet.