PIVOTAL FINANCIAL LIMITED

Date authorised
2 March 2015
Companies House
09157892
Last scraped
1 week ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    25 Christopher Street
    London
    EC2A 2BS
    UNITED KINGDOM
    Phone
    +4402038689137
    Web
    http://www.charcol.co.uk

  • Complaints Contact

    25 Christopher Street
    London
    EC2A 2BS
    UNITED KINGDOM
    Phone
    +4402038689137

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Louise Susan Hart

    IRN LXH00170

    • [FCA CF] Functions requiring qualifications (19 Aug 2024 to 30 Jan 2026)
  • Lucy Jane Banks

    IRN LXB00201

    • Appointed representative dealing with clients for which they require qualification (22 Oct 2021 to 5 Sep 2022)
  • Luke Somerset

    IRN LXS01911

    • CF1 Director (AR) (15 Aug 2022 to 9 Nov 2022)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 20 Apr 2021)
    • SMF3 Executive Director (9 Dec 2019 to 20 Apr 2021)
    • CF11 Money Laundering Reporting (28 Jun 2019 to 8 Dec 2019)
    • Responsible for Insurance Distribution (1 Oct 2018 to 20 Apr 2021)
    • Responsible for Insurance Mediation (14 Mar 2018 to 30 Sep 2018)
    • Responsibility for MCD Intermediation (14 Mar 2018 to 20 Apr 2021)
    • CF1 Director (13 Dec 2017 to 8 Dec 2019)
  • Maheep Singh Thakur

    IRN MST01062

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 19 Jul 2024)
    • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
  • Mandeep Singh Rai

    IRN MXR00181

    • CF1 Director (AR) (20 Jul 2021 to 5 Aug 2021)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 4 Aug 2021)
  • Maria Hristova Koleva

    IRN MHK01045

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 4 Nov 2020)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
  • Marion Alice Cameron Simpson

    IRN MAL00015

    • [FCA CF] Functions requiring qualifications (28 Jul 2025 to 13 Mar 2026)
  • Mark Andrew Roberts Whitehead

    IRN MAW00010

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 1 Aug 2015)
    • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
  • Mark Brazier

    IRN MDB33205

    • [FCA CF] Functions requiring qualifications (3 Jan 2024 to 8 May 2024)
    • Appointed representative dealing with clients for which they require qualification (20 Aug 2021 to 3 Jan 2024)
  • Mark Davis

    IRN MXD00188

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 17 Oct 2025)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

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