PIVOTAL FINANCIAL LIMITED

• Principal Place of Business

  25 Christopher Street

  London

  EC2A 2BS

  UNITED KINGDOM

  Phone

  +4402038689137

  Web

  http://www.charcol.co.uk

• Complaints Contact

  25 Christopher Street

  London

  EC2A 2BS

  UNITED KINGDOM

  Phone

  +4402038689137

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Investment Advice (no pensions)

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Louise Susan Hart

  IRN LXH00170

  • [FCA CF] Functions requiring qualifications (19 Aug 2024 to 30 Jan 2026)
• Lucy Jane Banks

  IRN LXB00201

  • Appointed representative dealing with clients for which they require qualification (22 Oct 2021 to 5 Sep 2022)
• Luke Somerset

  IRN LXS01911

  • CF1 Director (AR) (15 Aug 2022 to 9 Nov 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 20 Apr 2021)
  • SMF3 Executive Director (9 Dec 2019 to 20 Apr 2021)
  • CF11 Money Laundering Reporting (28 Jun 2019 to 8 Dec 2019)
  • Responsible for Insurance Distribution (1 Oct 2018 to 20 Apr 2021)
  • Responsible for Insurance Mediation (14 Mar 2018 to 30 Sep 2018)
  • Responsibility for MCD Intermediation (14 Mar 2018 to 20 Apr 2021)
  • CF1 Director (13 Dec 2017 to 8 Dec 2019)
• Maheep Singh Thakur

  IRN MST01062

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 19 Jul 2024)
  • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
• Mandeep Singh Rai

  IRN MXR00181

  • CF1 Director (AR) (20 Jul 2021 to 5 Aug 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 4 Aug 2021)
• Maria Hristova Koleva

  IRN MHK01045

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • CF1 Director (AR) (since 4 Nov 2020)
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
• Marion Alice Cameron Simpson

  IRN MAL00015

  • [FCA CF] Functions requiring qualifications (28 Jul 2025 to 13 Mar 2026)
• Mark Andrew Roberts Whitehead

  IRN MAW00010

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • CF1 Director (AR) (since 1 Aug 2015)
  • CF4 Partner (AR) (16 Mar 2015 to 1 Aug 2015)
• Mark Brazier

  IRN MDB33205

  • [FCA CF] Functions requiring qualifications (3 Jan 2024 to 8 May 2024)
  • Appointed representative dealing with clients for which they require qualification (20 Aug 2021 to 3 Jan 2024)
• Mark Davis

  IRN MXD00188

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 17 Oct 2025)

• Thomas Allen (no longer appointed)

  FRN 712636 · Appointed 1 Aug 2015 · Until 24 Apr 2019

• KBR MORTGAGES LIMITED (no longer appointed)

  FRN 712573 · Appointed 1 Aug 2015 · Until 4 Feb 2018

• Keith Carr (no longer appointed)

  FRN 712625 · Appointed 1 Aug 2015 · Until 12 Apr 2019

• Jonathan Smith (no longer appointed)

  FRN 712622 · Appointed 1 Aug 2015 · Until 24 Apr 2019

• LIAM SMYTH LIMITED (no longer appointed)

  FRN 712566 · Appointed 1 Aug 2015 · Until 9 Jul 2024

• Jennifer Noakes (no longer appointed)

  FRN 712621 · Appointed 1 Aug 2015 · Until 30 Jun 2017

• Maheep Thakur (no longer appointed)

  FRN 712629 · Appointed 1 Aug 2015 · Until 27 Oct 2016

• Maria Koleva (no longer appointed)

  FRN 712626 · Appointed 1 Aug 2015 · Until 30 Sep 2021

• HOLDSWORTH FINANCIAL LIMITED (no longer appointed)

  FRN 712585 · Appointed 1 Aug 2015 · Until 1 Nov 2018

• Hemel Shah (no longer appointed)

  FRN 712619 · Appointed 1 Aug 2015 · Until 6 Apr 2017

No changes recorded yet.